516 S Lake Dr, Watertown, SD 57201 Property Records

Codington County property record for 516 S Lake Dr, Watertown, SD 57201

Property Summary

Property TypeSingle Family Home
Detailsbuilt 1999
Lot Size0.123 acres (5,360 sqft)
OwnerIndividual Name on File
Tax Bill$4,170 (2026)
Flood ZoneZone AE (high risk)
APN005401

Property Details

APN / Parcel Number

Primary APN005401

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Lot Area5,360 sqft (0.123 acres)
Lot Dimensions134 ft deep x 40 ft wide

Location & Zoning

Street Address516 S LAKE DR
CityWATERTOWN
StateSD
Zip57201-5434
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 1 & E10' LOT 2 BLK 1 ARENDS PARK ADD
Legal SubdivisionARENDS PARK ADD
Legal Block1
Legal Lot Number1-2
JurisdictionCODINGTON SD
Township / Civil DivisionWATERTOWN
Census Block Group3
Census Block3006
Census Tract954502

Owner

516 S Lake Dr, a single family home, is owned by an individual.

Source: Codington County records, as of August 18, 2026

Owner of RecordIndividual Name on File
Mailing Address1625 NORTHRIDGE DR, 219, WATERTOWN, SD 57201-8679
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 516 S Lake Dr was $4,170.

Source: Codington County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateSouth Dakota
CountyCodington County
MunicipalityWatertown City
Unified School DistrictWatertown School District 14-4 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$4,170.00$307,395 (-) Land $145,871 Building $161,524
2025$4,170.00 (+0.55%)$307,395 Land $145,871 Building $161,524
2024$4,147.00
2023$256,162 Land $121,559 Building $134,603
2022$3,714.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 516 S Lake Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 4, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation1,725.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 119 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies124 units insured
incl. 5 condo units
Nearby Flood Claims358 (1979–2023)
Claims Outside the SFHA177 of 358
Most Recent ClaimApr 2023 · Flooding
Claims by Event
  • Flooding, Apr 2023 · 68 claims
  • Severe Winter Storms, Flooding, And Ice Jams, Apr 2001 · 54 claims
  • Severe Flooding, Sever Winter Storms,heavy Rains High Winds, Apr 1997 · 145 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 516 S Lake Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98% of South Dakota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Bluepeak
Fiber · Cable
5,000 / 5,000
Midco
Cable · Fixed Wireless in parts of the area
1,250 / 60
GigFire
Fixed Wireless
150 / 130
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on S Lake Dr

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