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516 River St, Palatka, FL 32177 Property Records

Putnam County property record for 516 River St, Palatka, FL 32177

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,682 sqft · built 1985
Lot Size1.16 acres (50,530 sqft)
Owner2 Individual Names on File
Tax Bill$6,767 (2025)
Deeds & MortgagesNov 2023 Transfer
Flood ZoneZone X (minimal risk)
APN42-10-27-6850-0480-0030

Property Details

APN / Parcel Number

Primary APN42-10-27-6850-0480-0030
Alternative APN
  • 42860

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures13 Plumbing Fixtures
Building Area2,682 sqft Living Area
Gross Area2,106 sqft
1st Floor Area2,106 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1996
Exterior MaterialWood Siding
Roof TypeGable/Hip
Lot Area50,530 sqft (1.16 acres)
Lot Dimensions265 ft deep x 100 ft wide
Garage Area734 sqft
PorchFinished/Open Porch
Porch Area564 sqft
Deck Area520 sqft

Utilities, Heating & Cooling

Heating SystemHeat Pump

Location & Zoning

Account Number42860
Street Address516 RIVER ST
CityPALATKA
StateFL
Zip32177-5233
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDICKS MAP OF PALATKA MB2 P46, BLK 48 ALL OF LOTS 3 + 6 AND, PALATKA WATER LOT 19
Legal Range27E
Legal Township10S
Legal Section42
Legal SubdivisionPALATKA
Legal Block48
Legal Lot Number3
JurisdictionPUTNAM FL
Township / Civil DivisionPALATKA
Census Block Group3
Census Block3003
Census Tract950800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Palatka South Historic District
listed 1983 · 243 contributing resources · NRIS 83003553

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

516 River St is owned and occupied by two individuals who acquired it in November 2023.

Source: Putnam County records, as of December 10, 2025

Owner of Record2 Individual Names on File
Mailing Address516 RIVER ST, PALATKA, FL 32177-5233
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateNov 1, 2023
Transfer Doc0017311351
Record UpdatedJun 8, 2026

November 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPUTNAM FL
Recording DateNov 3, 2023
Property Address516 RIVER ST, PALATKA, FL 32177-5233
Document Number0017311351
Book / Page1731 / 1351
Instrument DateNov 1, 2023
Instrument202354024824
Transaction TypeTransfer
Record UpdatedDec 18, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address516 RIVER ST, PALATKA, FL 32177-5233

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address516 RIVER ST, PALATKA, FL 32177-5233

Tax Assessment & Valuation

The 2025 property tax bill for 516 River St was $6,767.

Source: Putnam County assessment roll, as of December 10, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPutnam County
MunicipalityPalatka City
Unified School DistrictPutnam County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,767.00$318,580$985,810 Land $371,250 Building $614,560
2023$6,115.00 (+8.98%) Senior Citizen's exemption$300,600 (+3%)$980,790 (+26.85%) Land $337,500 Building $643,290
2022$5,611.00 Senior Citizen's exemption$291,850$773,180 Land $213,700 Building $559,480

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 516 River St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2016)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 516 River St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemR.C. WILLIS WTP (CITY OF PALATKA)
serves 11,900 people · EPA ID FL2544260
Water SourceGroundwater
Last State InspectionMar 2024
Lead17 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
resolved · Oct 2024
Haloacetic acids
resolved · Jan 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting21
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250

May also be available: Verizon.

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