516 River Rd, Rome, NY 13440 Property Records

Oneida County and Rome City property record for 516 River Rd, Rome, NY 13440

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 768 sqft · built 1942
Lot Size0.19 acres (8,276 sqft)
OwnerIndividual Name on File
Tax Bill$1,248 (2026)
Deeds & MortgagesJun 2021 Refinance
Jul 2019 Refinance
Flood ZoneZone X (minimal risk)
APN301301 243.009-3-27

Property Details

APN / Parcel Number

Primary APN301301 243.009-3-27
Alternative APNs
  • 130124300900030270000000
  • 301301 243.009-0003-027
  • 06270 01

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area768 sqft Living Area
1st Floor Area768 sqft

Exterior

Year BuiltBuilt 1942
Effective Year BuiltEffective 1942
Architectural StyleCape Cod
Exterior MaterialConcrete
Lot Area8,276 sqft (0.19 acres)
Lot Width50 ft Width
PorchSlab
Porch Area40 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelCoal
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number06270 01
Street Address516 RIVER RD
CityROME
StateNY
Zip13440-5522
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal DescriptionH&L#28 50X162
Legal Block3
Legal Lot Number27.000
JurisdictionONEIDA NY
Township / Civil DivisionROME
Census Block Group4
Census Block4001
Census Tract22500

Owner

516 River Rd is owned and occupied by an individual who acquired it in September 2009.

Source: Oneida County and Rome City records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address516 RIVER RD, ROME, NY 13440-5522
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 29, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
ROME TEACHER FCU
Jul 24, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
ROME TEACHER FCU

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateSep 17, 2009
Transfer Doc2009015474
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionONEIDA NY
Property Address516 RIVER RD, ROME, NY 13440-5522
Transaction TypeMortgage
Record UpdatedApr 23, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000010873
DateJun 29, 2021
Instrument2021-010873
Lender
NameROME TEACHER FCU
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term85 Months
DueJul 1, 2028

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionONEIDA NY
Property Address516 RIVER RD, ROME, NY 13440-5522
Transaction TypeMortgage
Record UpdatedApr 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000009430
DateJul 24, 2019
Instrument2019-009430
Lender
NameROME TEACHER FCU
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term85 Months
DueAug 1, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 516 River Rd was $1,248 with a homeowner's exemption.

Source: Oneida County and Rome City assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOneida County
MunicipalityRome City
Unified School DistrictRome City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,248.00 Homeowner's exemption
2025$37,700 Land $8,800 Building $28,900$88,706 Land $20,706 Building $68,000
2023$37,700 (-) Land $8,800 Building $28,900$83,076 (+17.92%) Land $19,392 Building $63,684
2022$2,485.00 Homeowner's exemption$37,700 Land $8,800 Building $28,900$70,454 Land $16,445 Building $54,009

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 516 River Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 516 River Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 91% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROME CITY
serves 31,795 people · EPA ID NY3202405
Water SourceSurface water
Last State InspectionJun 2024
Lead5 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jun 2026
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on River Rd

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