516 River Rd, Lynden, WA 98264 Property Records

Whatcom County property record for 516 River Rd, Lynden, WA 98264

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,950 sqft · built 1967
Lot Size	0.88 acres (38,333 sqft)
Owner	2 Individual Names on File
Last Sale	$440,000 (May 2026)
Tax Bill	$2,101 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Apr 2024 Transfer + 2 more
Flood Zone	Zone AE (high risk)
APN	`400235-488341-0000`

Property Details

APN / Parcel Number

Primary APN	`400235-488341-0000`
Alternative APNs	`400235 510366 0000` `127283` `193084` `109220`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,950 sqft Gross Area
1st Floor Area	1,834 sqft
Flooring	Carpet
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Exterior Material	Combination
Roof Material	Composition Shingle
Lot Area	38,333 sqft (0.88 acres)
Porch	Covered Concrete/Masonry Porch
Patio Area	116 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	193084
Street Address	516 RIVER RD
City	LYNDEN
State	WA
Zip	98264-9441
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	TR LY WITHIN GOVT LOT 1 DAF-BEG AT PT OF INTERS OF E LI OF SD GOVT LOT 1-N R/W LI OF CO RD NO 98 (RIVER RD) SD PT BEING BEG OF CURVE TO LEFT-TH ALG SD CURVE TO LEFT HAVING RADIUS OF 520 FT THRU C/A OF 8 DEG 4924 FOR ARC LENGTH OF 80.08 FT TO TPOB-TH
Legal Range	02
Legal Township	40
Legal Section	35
Legal Block	2
Legal Lot Number	1
Jurisdiction	WHATCOM WA
Township / Civil Division	LYNDEN
Census Block Group	2
Census Block	2014
Census Tract	10301

Owner

516 River Rd is owned by two individuals who bought it in May 2026.

Source: Whatcom County records, as of June 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	516 RIVER RD, LYNDEN, WA 98264-9441
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
Apr 3, 2024	Intrafamily Transfer, Transfer
Apr 21, 2023	Warranty Deed, Transfer NOT AVAILABLE, WHATCOM LAND TITLE CO INC
Apr 21, 2023	Intrafamily Transfer, Transfer NOT AVAILABLE, WHATCOM LAND TITLE CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2026 · Amount on File
Deed Sale	May 26, 2026 · Amount on File
Prior Sale	Apr 21, 2023 · Amount on File
Deed Document Number	2026052054
Prior Transfer Date	Mar 25, 2024
Prior Transfer Doc	0000000234
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	May 26, 2026
Property Address	516 RIVER RD, LYNDEN, WA 98264-9441
Document Number	0000002054
Instrument Date	May 20, 2026
Instrument	20262054
Transaction Type	Transfer
Record Updated	Jul 24, 2026
Title Company	WHATCOM LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$711,545.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	516 RIVER RD, LYNDEN, WA 98264-9441

Mortgage

Document Number	0000002055,
Date	May 26, 2026
Instrument	2026052055

Lender

Name	CMG MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WHATCOM WA
Recording Date	Apr 3, 2024
Property Address	516 RIVER RD, LYNDEN, WA 98264-9441
Document Number	0000400234
Instrument Date	Mar 25, 2024
Instrument	2024-0400234
Transaction Type	Transfer
Record Updated	Apr 11, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Apr 21, 2023
Property Address	516 RIVER RD, LYNDEN, WA 98264-9441
Document Number	0000401526
Instrument Date	Apr 20, 2023
Instrument	2023-0401526
Transaction Type	Transfer
Record Updated	Jun 30, 2023
Title Company	NOT AVAILABLE, WHATCOM LAND TITLE CO INC

Transaction

Amount	Amount on Record
Tax	$11,575.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8040 SADDLEBROOK DR, LYNDEN, WA 98264-8404

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WHATCOM WA
Recording Date	Apr 21, 2023
Property Address	516 RIVER RD, LYNDEN, WA 98264-9441
Document Number	0000401527
Instrument Date	Apr 14, 2023
Instrument	2023-0401527
Transaction Type	Transfer
Record Updated	Jun 30, 2023
Title Company	NOT AVAILABLE, WHATCOM LAND TITLE CO INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	507 FRONT ST, LYNDEN, WA 98264-1922

Tax Assessment & Valuation

The 2025 property tax bill for 516 River Rd was $2,101.

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Lynden School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,101.00	$565,127 Land $311,370 Building $253,757	$565,127 Land $311,370 Building $253,757
2022		$404,249 Land $71,146 Building $333,103	$747,733 Land $414,630 Building $333,103
2021	$3,317.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 516 River Rd in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	6 (1983–2026)
Most Recent Claim	Mar 2026 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Dec 2025 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 516 River Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Pogozone powered by Neubeam Fixed Wireless	40 / 7
AT&T Fixed Wireless	25 / 3

May also be available: T-Mobile.

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