516 Ramsgate Dr, Beavercreek (Dayton), OH 45430 Property Records

Greene County property record for 516 Ramsgate Dr, Beavercreek, OH 45430

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,580 sqft · built 1988
Lot Size	0.459 acres (20,014 sqft)
Owner	Individual Name on File
Last Sale	$279,900 (Oct 2021)
Tax Bill	$7,347 (2025)
Deeds & Mortgages	May 2025 Line of Credit Oct 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`B423004103`

Property Details

APN / Parcel Number

Primary APN	`B423004103`
Alternative APN	`B42-0003-0004.0-0103.00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,580 sqft Living Area
1st Floor Area	1,290 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Brick
Lot Area	20,014 sqft (0.459 acres)
Lot Width	100 ft Width

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	516 RAMSGATE DR
City	BEAVERCREEK
State	OH
Zip	45430-2069
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPUD139
Legal Description	THE ARKLOW SEC 1 LOT 5 516 RAMSGATE DR
Legal Subdivision	THE ARKLOW
Legal Lot Number	5
Jurisdiction	GREENE OH
Township / Civil Division	BEAVERCREEK
Census Block Group	4
Census Block	4011
Census Tract	210402

Owner

516 Ramsgate Dr is owned and occupied by an individual who bought it in October 2021.

Source: Greene County records, as of July 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	516 RAMSGATE DR, BEAVERCREEK, OH 45430-2069
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 14, 2025	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Oct 12, 2021	Survivorship Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Oct 12, 2021	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 12, 2021 · Amount on File
Deed Sale	Oct 12, 2021 · Amount on File
Prior Sale	Aug 1, 1988 · Amount on File
Deed Document Number	202125139
Prior Transfer Date	Jan 3, 2008
Prior Transfer Doc	0027750177
Record Updated	Oct 29, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE OH
Property Address	516 RAMSGATE DR, BEAVERCREEK, OH 45430-2069
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	516 RAMSGATE DR, BEAVERCREEK, OH 45430-2069

Mortgage

Document Number	0000006976
Date	May 14, 2025
Instrument	2025006976

Lender

Name	PNC BANK NA
Type	Bank
Address	222 DELAWARE AVE, WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	May 15, 2065

Interest

Change Frequency	Monthly

October 2021: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	GREENE OH
Recording Date	Oct 12, 2021
Property Address	516 RAMSGATE DR, BEAVERCREEK, OH 45430-2069
Document Number	0000025139
Map Reference	VOL 22 PG 88-90
Instrument Date	Sep 24, 2021
Instrument	2021025139
Transaction Type	Transfer
Record Updated	Mar 13, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3777 E PATTERSON RD, BEAVERCREEK, OH 45430-1235

Mortgage

Document Number	0000025140
Date	Oct 12, 2021
Instrument	2021025140

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

October 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	GREENE OH
Recording Date	Oct 12, 2021
Property Address	516 RAMSGATE DR, BEAVERCREEK, OH 45430-2069
Document Number	0000025138
Map Reference	VOL 22 PG 88-90
Instrument Date	Sep 14, 2021
Instrument	2021025138
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 PACELINE CIRCLE, SCHAUMBURG, IL 60173

Tax Assessment & Valuation

The 2025 property tax bill for 516 Ramsgate Dr was $7,347, down 1.9% from the year before.

Source: Greene County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Beavercreek City
County	Greene County
County Subdivision	Beavercreek Township
Unified School District	Beavercreek City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,347.00 (-1.88%)	$112,470 (-) Land $20,700 Building $91,770
2024	$7,488.00 (-0.52%)	$112,470 (-) Land $20,700 Building $91,770
2023	$7,527.00 (+22.07%)	$112,470 (+19.83%) Land $20,700 Building $91,770	$321,330 Land $59,130 Building $262,200
2022	$6,166.00	$93,860 Land $18,810 Building $75,050
2020			$268,170 Land $53,750 Building $214,420

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 516 Ramsgate Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 28, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 516 Ramsgate Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREENE CO.-NORTHWEST REG WATER serves 41,895 people · EPA ID OH2903512
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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