516 Provident Ave, Winnetka, IL 60093 Property Records

Cook County property record for 516 Provident Ave, Winnetka, IL 60093

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,000 sqft · built 2020
Lot Size	0.19 acres (8,280 sqft)
Owner	Individual Name on Record
Last Sale	$560,000 (May 2018)
Tax Bill	$36,962 (2023)
Deeds & Mortgages	Feb 2023 Line of Credit Nov 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-20-209-015`

Property Details

APN / Parcel Number

Primary APN	`05-20-209-015`
Alternative APN	`05-20-209-015-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,000 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Old Style
Exterior Material	Stucco
Roof Material	Asphalt
Lot Area	8,280 sqft (0.19 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	516 PROVIDENT AVE
City	WINNETKA
State	IL
Zip	60093-2431
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	13E
Legal Township	42N
Legal Section	20
Legal Subdivision	PROVIDENT MUTUAL LAND ASSN SUB
Legal Block	6
Legal Lot Number	4
Jurisdiction	COOK IL
Township / Civil Division	NEW TRIER
Census Block Group	5
Census Block	5017
Census Tract	800500

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	516 PROVIDENT AVE, WINNETKA, IL 60093-2431
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2023	Deed of Trust, Mortgage · Line of Credit ASSOCIATED BANK NA
Nov 5, 2018	Deed of Trust, Mortgage ASSOCIATED BK NA
May 9, 2018	Warranty Deed, Transfer ASSOCIATED BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 9, 2018 · Amount on Record
Deed Sale	May 9, 2018 · Amount on Record
Prior Sale	May 16, 2013 · Amount on Record
Deed Document Number	201855007
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	516 PROVIDENT AVE, WINNETKA, IL 60093-2431
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0003249012
Date	Feb 1, 2023
Instrument	2303249012

Lender

Name	ASSOCIATED BANK NA
Type	Bank
Address	GREEN BAY, WI 54301

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jan 28, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	516 PROVIDENT AVE, WINNETKA, IL 60093-2431
Document Number	1831108002
Instrument Date	Nov 5, 2018
Transaction Type	Mortgage
Record Updated	Nov 19, 2018
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	516 PROVIDENT AVE WINNETKA IL 600932431, WINNETKA, IL 60093-2431

Mortgage

Document Number	1831108002
Date	Nov 7, 2018
Instrument	31108002

Lender

Name	ASSOCIATED BK NA
Address	200 N ADAMS ST, GREEN BAY, WI 54301-5142

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 6, 2048

Interest

Rate Type	Adjustable Rate
Rate	4%

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	May 9, 2018
Property Address	516 PROVIDENT AVE, WINNETKA, IL 60093-2431
Document Number	1812955007
Instrument Date	May 4, 2018
Instrument	12955007
Transaction Type	Transfer
Record Updated	Jan 12, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$560.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	516 PROVIDENT AVE WINNETKA IL 600932431, WINNETKA, IL 60093-2431

Mortgage

Document Number	1812955008
Date	May 9, 2018
Instrument	12955008

Lender

Name	ASSOCIATED BK NA
Address	GREEN BAY, WI 54301

Agreement

Amount	Amount Recorded
Term	60 Months
Due	May 8, 2023

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	New Trier Township
Municipality	Winnetka Village
Secondary School District	New Trier Township High School District 203 (09 - 12)
Elementary School District	Winnetka School District 36 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$194,577 (+19.56%) Land $26,910 Building $167,667	$1,945,770 (+19.56%) Land $269,100 Building $1,676,670
2023	$36,962.00 (+4.06%)
2022	$35,520.00	$162,750 Land $22,770 Building $139,980	$1,627,500 Land $227,700 Building $1,399,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	14 (1980–2016)
Claims Outside the SFHA	4 of 14
Most Recent Claim	Jul 2016 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINNETKA serves 12,475 people · EPA ID IL0313330
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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