Ocean County and Pine Beach Borough property record for 516 Prospect Ave, Pine Beach, NJ 08741 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 1 ba · 1,348 sqft · built 1937 |
| Lot Size | 0.215 acres (9,374 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $154,900 (May 2009) |
| Tax Bill | $5,674 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Jul 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-00043-0000-00012 |
| Primary APN | 23-00043-0000-00012 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,348 sqft Living Area |
| Gross Area | 1,788 sqft |
| 1st Floor Area | 1,348 sqft |
| Basement Area | 440 sqft |
| Year Built | Built 1937 |
|---|---|
| Effective Year Built | Effective 1937 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 9,374 sqft (0.215 acres) |
| Lot Dimensions | 125 ft deep x 75 ft wide |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 516 PROSPECT AVE |
|---|---|
| City | PINE BEACH |
| State | NJ |
| Zip | 08741-1109 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 75X125 L14,16 |
| Legal Subdivision | PINE BEACH BOROUGH |
| Legal Block | 43 |
| Legal Lot Number | 12 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | PINE BEACH |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 730000 |
Source: Ocean County and Pine Beach Borough records · APN 23-00043-0000-00012
Assessment roll updated July 7, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 516 PROSPECT AVE, PINE BEACH, NJ 08741-1109 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 26, 2026 | Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC |
| Jul 07, 2021 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC |
| Jan 18, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Aug 01, 2022 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 26, 2009 · Amount on Record |
| Deed Sale | May 26, 2009 · Amount on Record |
| Deed Document Number | 200954229 |
| Deed Book / Page | 14302 / 1143 |
| Last Transfer Date | Jul 01, 2014 |
| Transfer Doc | 0158570048 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | May 26, 2026 |
| Property Address | 516 PROSPECT AVE, PINE BEACH, NJ 08741-1109 |
| Document Number | 0000040874 |
| Book / Page | 20383 / 1555 |
| Instrument Date | May 14, 2026 |
| Instrument | 202640874 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 516 PROSPECT AVE, PINE BEACH, NJ 08741-1109 |
| Document Number | 0000040874, |
|---|---|
| Date | May 26, 2026 |
| Book Page | 20383/1555 |
| Instrument | 202640874 |
| Name | LOANDEPOT.COM LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 09, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 516 PROSPECT AVE, PINE BEACH, NJ 08741-1109 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0185661582 |
|---|---|
| Date | Jul 07, 2021 |
| Book Page | 18566/1582 |
| Instrument | 2021100325 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 355 Months |
| Due | Feb 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 516 PROSPECT AVE, PINE BEACH, NJ 08741-1109 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0188690840 |
|---|---|
| Date | Jan 18, 2022 |
| Book Page | 18869/840 |
| Instrument | 2022006858 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 516 PROSPECT AVE, PINE BEACH, NJ 08741-1109 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0191181736 |
|---|---|
| Date | Aug 01, 2022 |
| Book Page | 19118/1736 |
| Instrument | 2022085106 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28277 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 18, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Ocean County and Pine Beach Borough records · Assessment roll updated July 7, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| Municipality | Pine Beach Borough |
| Unified School District | Toms River Regional School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $279,800 (-) Land $145,000 Building $134,800 | $279,800 (-) Land $145,000 Building $134,800 | |
| 2025 | $5,674.00 (+8.45%) | $279,800 (-) Land $145,000 Building $134,800 | $279,800 (-) Land $145,000 Building $134,800 |
| 2024 | $5,232.00 (+14.56%) | ||
| 2023 | $279,800 Land $145,000 Building $134,800 | $279,800 Land $145,000 Building $134,800 | |
| 2022 | $4,567.00 |
Source: FEMA National Flood Hazard Layer, Ocean County (34029C), updated March 16, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340297300001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 15 individual NFIP policies nearby |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 8 (1978–2012) |
| Claims Outside the SFHA | 3 of 8 |
| Most Recent Claim | Oct 2012, rainfall accumulation, Hurricane Sandy |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 436 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Verizon | Fiber | 2,300 / 2,300 |
| Xfinity | Cable | 2,000 / 250 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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