516 Pontoon Rd, Huger, SC 29450 Property Records

Berkeley County property record for 516 Pontoon Rd, Huger, SC 29450

Property Summary

Property Type	Single Family Home
Details	2,921 sqft · built 2020
Lot Size	0.648 acres (28,263 sqft)
Owner	2 Individual Names on File
Last Sale	$670,000 (Feb 2023)
Tax Bill	$2,652 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`249-13-01-022`

Property Details

APN / Parcel Number

Primary APN	`249-13-01-022`
Alternative APN	`257-00-00-005`

Interior

Building Area	2,921 sqft Finished Area
1st Floor Area	2,162 sqft
2nd Floor Area	759 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	28,263 sqft (0.648 acres)
Garage Area	412 sqft
Porch	Slab
Porch Area	280 sqft

Location & Zoning

Street Address	516 PONTOON RD
City	HUGER
State	SC
Zip	29450-8528
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BERKELEY C
Legal Description	LOT 90BRIDGES @ SEVEN LAKESPH 3
Legal Subdivision	(BRIDGES-PH2)@SEVEN LAKES
Legal Lot Number	90B
Jurisdiction	BERKELEY SC
Township / Civil Division	WANDO
Census Block Group	1
Census Block	1031
Census Tract	20405

Owner

516 Pontoon Rd is owned and occupied by two individuals who bought it in February 2023.

Source: Berkeley County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	516 PONTOON RD, HUGER, SC 29450-8528
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2023	Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Nov 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 27, 2023 · Amount on File
Deed Sale	Feb 27, 2023 · Amount on File
Prior Sale	Sep 3, 2020 · Amount on File
Deed Document Number	20235353
Deed Book / Page	4489 / 885
Record Updated	Sep 20, 2026

February 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKELEY SC
Recording Date	Feb 27, 2023
Property Address	516 PONTOON RD, HUGER, SC 29450-8528
Document Number	04489/0885
Book / Page	4489 / 885
Map Reference	DOC 2020005090
Instrument Date	Feb 15, 2023
Instrument	2023005353
Transaction Type	Transfer
Record Updated	Mar 8, 2023
Title Company	COOPERATIVE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,742.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	516 PONTOON RD, HUGER, SC 29450-8528

Mortgage

Document Number	2023005354
Date	Feb 27, 2023
Instrument	2023005354

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

Mortgage

Document Number	04489/0915
Date	Feb 27, 2023
Book Page	4489/915
Instrument	2023005355

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Feb 24, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	516 PONTOON RD, HUGER, SC 29450-8528
Transaction Type	Mortgage
Record Updated	Mar 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	04043/0654
Date	Nov 10, 2021
Book Page	4043/654
Instrument	2021053299

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	WARREN, MI 48093

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 516 Pontoon Rd was $2,652 with a homeowner's exemption, down 72.3% from the year before.

Source: Berkeley County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$659,600 (+2,4%) Land $145,000 Building $514,600	$659,600 (-) Land $145,000 Building $514,600
2025	$2,652.00 (-72.26%)	$26,384 (-) Land $5,800 Building $20,584	$659,600 (-) Land $145,000 Building $514,600
2024	$9,560.00 Homeowner's exemption	$26,384 Land $5,800 Building $20,584	$659,600 Land $145,000 Building $514,600
2022	$2,502.00 Homeowner's exemption	$22,164 Land $5,400 Building $16,764	$554,100 Land $135,000 Building $419,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 516 Pontoon Rd in Zone X, an area of minimal flood risk, though there have been 24 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 100 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	100 in force
Nearby Flood Claims	24 (1983–2017)
Claims Outside the SFHA	4 of 24
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Matthew, Oct 2016 · 2 claims Severe Storms And Flooding, Oct 2015 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 516 Pontoon Rd is moderate, ranking above 66% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 88% of South Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Home Telecom Fiber	5,000 / 5,000

Cell Coverage

4G LTE only, no 5G reported

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