Santa Cruz County property record for 516 Pilgrim Dr, Capitola, CA 95010 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,574 sqft · built 1959 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $865,000 (Jan 2018) |
| Tax Bill | $12,597 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Jan 2018 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 035-103-07 |
| Primary APN | 035-103-07 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,574 sqft Living Area |
| Gross Area | 1,974 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Construction Type | Wood |
| Roof Type | Sawtooth |
| Roof Material | Composition Shingle |
| Lot Area | 6,970 sqft (0.16 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 516 PILGRIM DR |
|---|---|
| City | CAPITOLA |
| State | CA |
| Zip | 95010-3317 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | BEULAH TR 104 |
| Legal Block | C |
| Legal Lot Number | 6 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 121802 |
Source: Santa Cruz County records · APN 035-103-07
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 516 PILGRIM DR, CAPITOLA, CA 95010-3317 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Nov 26, 2025 | Deed of Trust, Mortgage · Conventional Mortgage TJ FINANCIAL INC |
| Jan 04, 2018 | Grant Deed, Transfer · ARM PMAC LENDING SERVICES INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 04, 2018 · Amount on Record |
| Deed Sale | Jan 04, 2018 · Amount on Record |
| Deed Document Number | 2018367 |
| Prior Transfer Date | Jan 23, 2004 |
| Prior Transfer Doc | 0000008271 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 516 PILGRIM DR, CAPITOLA, CA 95010-3317 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2025 |
| Title Company | TITLE CONNECT CA |
| Name | Verified Name |
|---|---|
| Address | 516 PILGRIM DR, CAPITOLA, CA 95010-3317 |
| Document Number | 0000025481 |
|---|---|
| Date | Nov 26, 2025 |
| Instrument | 2025-0025481 |
| Name | TJ FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Address | ARCADIA, CA 91006 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2055 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jan 04, 2018 |
| Property Address | 516 PILGRIM DR, CAPITOLA, CA 95010-3317 |
| Document Number | 0000000367 |
| Map Reference | MB 30 MAP 31 |
| Instrument Date | Sep 20, 2017 |
| Instrument | 2018-0000367 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | CORNERSTONE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | PO BOX 1775, CAPITOLA, CA 95010-1775 |
| Document Number | 0000000368 |
|---|---|
| Date | Jan 04, 2018 |
| Instrument | 2018-0000368 |
| Name | PMAC LENDING SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.37% |
| Type Change Date | Jan 01, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 3.37% |
| Max Rate At Change | 7.37% |
| Index | 1-Year LIBOR |
| Max Rate | 11.3% |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Municipality | Capitola City |
| Secondary School District | Santa Cruz City High School District (9-12) (09 - 12) |
| Elementary School District | Soquel Elementary School District (KG - 08) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,003,907 (+2%) Land $713,760 Building $290,147 | ||
| 2025 | $12,597.00 (+9.77%) | $984,222 (+4.04%) Land $699,765 Building $284,457 | |
| 2023 | $11,476.00 (+1.15%) | $946,004 Land $672,592 Building $273,412 | $1,279,170 |
| 2022 | $11,345.00 |
Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871218022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 18 individual NFIP policies nearby |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 1 (2011) |
| Most Recent Claim | Mar 2011, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 822 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| Surfnet Communications | Fixed Wireless | 100 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: AT&T, Cruzio Internet, Xfinity, California Internet, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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