Williams County property record for 516 Palm St, Ray, ND 58849
| Property Type | Single Family Home |
|---|---|
| Owner | Individual Name on Record |
| Last Sale | $15,339 (Jun 2019) |
| Tax Bill | $1,918 (2025) |
| Deeds & Mortgages | Nov 2019 Mortgage May 2019 Construction Loan + 2 more |
| APN | 02-000-00-10-01-088 |
| Primary APN | 02-000-00-10-01-088 |
|---|
| Street Address | 516 PALM ST |
|---|---|
| City | RAY |
| State | ND |
| Zip | 58849-4981 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CITY OF RAY BARMAN REARR L 17,18 B 1 |
| Legal Subdivision | BARMAN RE-ARR |
| Legal Block | 1 |
| Legal Lot Number | 17 |
| Jurisdiction | WILLIAMS ND |
| Township / Civil Division | RAY |
| Census Block Group | 1 |
| Census Block | 1063 |
| Census Tract | 953600 |
Source: Williams County records, as of January 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 516 PALM ST, RAY, ND 58849-4981 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 20, 2019 | Deed of Trust, Mortgage · VA Mortgage UNIFY HOME LENDING INC |
| May 22, 2019 | Deed of Trust, Mortgage · Construction Mortgage THE BANK OF BAKER |
| Jun 7, 2021 | Intrafamily Transfer, Transfer · VA Mortgage JFQ LENDING INC |
| Jun 13, 2019 | Warranty Deed, Construction Loan · Construction Mortgage THE BANK OF BAKER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 13, 2019 · Amount on Record |
| Deed Sale | Jun 13, 2019 · Amount on Record |
| Prior Sale | Jun 13, 2019 · Amount on Record |
| Deed Document Number | 0000862132 |
| Last Transfer Date | Jun 7, 2021 |
| Transfer Doc | 0000885963 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILLIAMS ND |
| Property Address | 516 PALM ST, RAY, ND 58849-4981 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2022 |
| Title Company | NORTH DAKOTA GUARANTY AND TITLE, NORTH DAKOTA GUARANTY & TTL |
| Name | Verified Name |
|---|
| Document Number | 0000868305 |
|---|---|
| Date | Nov 20, 2019 |
| Instrument | 868305 |
| Name | UNIFY HOME LENDING INC |
|---|---|
| Type | Non-Lending Institution |
| Address | RAPID CITY, SD 57701 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILLIAMS ND |
| Property Address | 516 PALM ST, RAY, ND 58849-4981 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2022 |
| Title Company | NORTH DAKOTA GUARANTY AND TITLE, NORTH DAKOTA GUARANTY TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000861270 |
|---|---|
| Date | May 22, 2019 |
| Instrument | 861270 |
| Name | THE BANK OF BAKER |
|---|---|
| Type | Bank |
| Address | BAKER, MT 59313 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 9 Months |
| Due | Feb 6, 2020 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WILLIAMS ND |
| Recording Date | Jun 7, 2021 |
| Property Address | 516 PALM ST, RAY, ND 58849-4981 |
| Document Number | 0000885963 |
| Instrument Date | Feb 8, 2021 |
| Instrument | 885963 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2022 |
| Title Company | AMROCK INC, AMROCK |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 516 PALM ST, RAY, ND 58849-4981 |
| Document Number | 0000885964 |
|---|---|
| Date | Jun 7, 2021 |
| Instrument | 885964 |
| Name | JFQ LENDING INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Mar 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WILLIAMS ND |
| Recording Date | Jun 13, 2019 |
| Property Address | 516 PALM ST, RAY, ND 58849-4981 |
| Document Number | 0000862132 |
| Instrument Date | Nov 29, 2018 |
| Instrument | 862132 |
| Transaction Type | Construction Loan |
| Record Updated | Jun 9, 2022 |
| Title Company | NORTH DAKOTA GUARANTY AND TITLE, NORTH DAKOTA GUARANTY TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 411 PALM ST, RAY, ND 58849-4914 |
| Document Number | 0000862133 |
|---|---|
| Date | Jun 13, 2019 |
| Instrument | 862133 |
| Name | THE BANK OF BAKER |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 8 Months |
| Due | Feb 6, 2020 |
Source: Williams County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | North Dakota |
| County | Williams County |
| Municipality | Ray City |
| Unified School District | Nesson Public School District 2 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,918.00 (+12.69%) | $95,865 (+11.69%) Land $18,665 Building $77,200 | $191,730 (+11.69%) Land $37,330 Building $154,400 |
| 2023 | $1,702.00 | $85,835 | $171,670 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 87% of North Dakota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF RAY serves 950 people · EPA ID ND5300809 |
|---|---|
| Water Source | Purchased surface water from R & T WATER SYSTEM |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Northwest Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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