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516 Otero Dr, Laredo, TX 78045 Property Records

Webb County property record for 516 Otero Dr, Laredo, TX 78045

Property Summary

Property TypeSingle Family Home
Details1,967 sqft · built 2016
Lot Size0.152 acres (6,600 sqft)
Owner2 Individual Names on File
Last Sale$314,000 (Mar 2017)
Tax Bill$1,737 (2025)
Deeds & MortgagesMar 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN989-80006-060

Property Details

APN / Parcel Number

Primary APN989-80006-060
Alternative APN
  • 544963

Interior

Stories1 Story
Building Area1,967 sqft Living Area
Gross Area2,387 sqft
1st Floor Area1,967 sqft

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Exterior MaterialStucco
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area6,600 sqft (0.152 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area179 sqft

Location & Zoning

Street Address516 OTERO DR
CityLAREDO
StateTX
Zip78045-6885
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSAN ISIDRO NORTHEAST LA CUESTA, BLOCK 6, LOT 6, PHASE 2
Legal SubdivisionSAN ISIDRO NORTHEAST LA CUESTA
Legal Phase2
Legal Block6
Legal Lot Number6
JurisdictionWEBB TX
Township / Civil DivisionLAREDO NORTH-WEBB
Census Block Group2
Census Block2023
Census Tract1727

Owner

516 Otero Dr is owned and occupied by two individuals who bought it in March 2017.

Source: Webb County records, as of September 1, 2026

Owner of Record2 Individual Names on File
Mailing Address516 OTERO DR, LAREDO, TX 78045-6885
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 16, 2017 · Amount on File
Deed SaleMar 16, 2017 · Amount on File
Prior SaleApr 4, 2016 · Amount on File
Deed Document Number20171291469
Deed Book / Page4203 / 733
Prior Transfer DateMar 15, 2017
Prior Transfer Doc004203/733
Record UpdatedOct 29, 2026

March 2017: Vendor's Lien, Subdivision Related Transfer

Document TypeVendor's Lien
JurisdictionWEBB TX
Recording DateMar 16, 2017
Property Address516 OTERO DR, LAREDO, TX 78045-6885
Document Number004203/733
Book / Page4203 / 733
Map ReferenceVOL 33 PG 56&57
Instrument DateMar 15, 2017
Instrument1291469
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 1, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address516 OTERO DR, LAREDO, TX 78045-6885

Mortgage

Document Number0001291470
DateMar 16, 2017
Instrument1291470
Lender
NameSFMC LP
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 516 Otero Dr was $1,737 with a homeowner's exemption, down 12.1% from the year before.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictUnited Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$341,751 (-0.45%) Land $101,640 Building $240,111$341,751 (-0.45%) Land $101,640 Building $240,111
2025$1,737.00 (-12.1%) Homeowner's exemption$343,299 Land $101,640 Building $241,659$343,299 Land $101,640 Building $241,659
2024$1,976.00
2023$301,312 Land $87,978 Building $213,334$301,312 Land $87,978 Building $213,334
2022$1,765.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 516 Otero Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 516 Otero Dr is moderate, ranking above 40% of the US, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 85% of Texas
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAREDO
serves 260,046 people · EPA ID TX2400001
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · May 2026
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Otero Dr

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