516 North St, Yale, MI 48097 Property Records

St. Clair County property record for 516 North St, Yale, MI 48097

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	3,588 sqft
Lot Size	1.27 acres (55,670 sqft)
Owner	2 Company Names on File
Last Sale	$149,900 (Nov 2018)
Tax Bill	$6,929 (2025)
Deeds & Mortgages	Sep 2022 Sale Dec 2018 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-08-065-0001-100`

Property Details

APN / Parcel Number

Primary APN	`74-08-065-0001-100`

Interior

Stories	1 Story
Building Area	3,588 sqft Total Area

Exterior

Fire Resistance	Masonry Walls, Wood Interior
Lot Area	55,670 sqft (1.27 acres)
Lot Dimensions	247 ft deep x 227 ft wide
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	516 NORTH ST
City	YALE
State	MI
Zip	48097-2994
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	N 247' OF LOT 1 EXC E 96' THEREOF ASSESSORS JOHN BRIGHT PLAT
Legal Subdivision	ASSESSORS
Legal Lot Number	1
Legal Unit	1
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	YALE
Census Block Group	1
Census Block	1008
Census Tract	655100

Owner

516 North St, a commercial property, is owned by a company that bought it in November 2018.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	2 Company Names on File
Mailing Address	18833 RIVERPARK BLVD, MACOMB, MI 48044-5739
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2022	Land Contract, Transfer LIBERTY TITLE
Dec 13, 2018	Loan Modification, Mortgage · Line of Credit TRI CNTY BK
Nov 21, 2018	Warranty Deed, Transfer · Conventional Mortgage TRI COUNTY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2018 · Amount on File
Deed Sale	Nov 21, 2018 · Amount on File
Deed Document Number	201825846
Deed Book / Page	5009 / 873
Prior Transfer Date	Nov 13, 2018
Prior Transfer Doc	0005009872
Record Updated	Oct 29, 2026

September 2022: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	SAINT CLAIR MI
Recording Date	Sep 23, 2022
Property Address	516 NORTH ST, YALE, MI 48097-2994
Document Number	0005563971
Book / Page	5563 / 971
Map Reference	LB 52 PG 17
Instrument Date	Sep 15, 2022
Instrument	2022022042
Transaction Type	Transfer
Record Updated	Oct 6, 2022
Title Company	LIBERTY TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18622 CIDER MILL ST, 18622, MACOMB, MI 48044-4142

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18833 RIVERPARK BLVD, MACOMB, MI 48044-5739

December 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAINT CLAIR MI
Property Address	516 NORTH ST, YALE, MI 48097-2994
Document Number	0050210659
Instrument Date	Dec 13, 2018
Transaction Type	Mortgage
Record Updated	Jan 23, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7675 SAYLES RD BROCKWAY MI 480973340, BROCKWAY, MI 48097-3340

Mortgage

Document Number	0050210659
Date	Jan 4, 2019
Book Page	005021/000659

Lender

Name	TRI CNTY BK
Type	Bank
Address	BROWN CITY, MI 48416

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Nov 21, 2018
Property Address	516 NORTH ST, YALE, MI 48097-2994
Document Number	0005009873
Book / Page	5009 / 873
Map Reference	PG 52 PG 17
Instrument Date	Nov 14, 2018
Instrument	2018025846
Transaction Type	Transfer
Record Updated	Sep 13, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,290.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7675 SAYLES RD, BROCKWAY, MI 48097-3340

Mortgage

Document Number	2018025847
Date	Nov 21, 2018
Instrument	2018025847

Lender

Name	TRI COUNTY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 516 North St was $6,929, up 3.6% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	Yale City
Unified School District	Yale Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$100,900 (-5.79%)	$201,800
2025	$6,929.00 (+3.63%)	$107,100
2024	$6,686.00		$214,200
2023		$97,400
2022	$5,461.00		$194,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 516 North St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 516 North St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF YALE serves 1,900 people · EPA ID MI0007230
Water Source	Groundwater
Last State Inspection	Feb 2026

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Apr 2021
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fixed Wireless	100 / 20

May also be available: Air Advantage, Frontier, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on North St

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