516 N Locust St, Buffalo, MO 65622 Property Records

Dallas County property record for 516 N Locust St, Buffalo, MO 65622

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,294 sqft · built 1910
Lot Size	0.45 acres (19,602 sqft)
Owner	Individual Name on Record
Last Sale	$37,800 (Sep 2020)
Tax Bill	$714 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-7.0-26-102-005-001.000`

Property Details

APN / Parcel Number

Primary APN	`09-7.0-26-102-005-001.000`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,294 sqft Base Area
1st Floor Area	1,294 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1997
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	19,602 sqft (0.45 acres)
Lot Dimensions	198 ft deep x 99 ft wide
Garage Area	1,248 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	516 N LOCUST ST
City	BUFFALO
State	MO
Zip	65622-7518
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 1/2 BLOCK 3 GAMMON ADDITION; LOT SIZE: 99' X 198'
Legal Range	20W
Legal Township	34N
Legal Section	26
Legal Subdivision	GAMMON ADDITION
Legal Block	3
Jurisdiction	DALLAS MO
Township / Civil Division	NORTH BENTON
Census Block Group	5
Census Block	5021
Census Tract	480200

Owner

Source: Dallas County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	516 N LOCUST ST, BUFFALO, MO 65622-7518
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2023	Deed of Trust, Mortgage · Commercial Mortgage BTC BANK
Sep 1, 2020	Intrafamily Transfer, Transfer · Commercial Mortgage OAKSTAR BANK NA
Jul 21, 2017	Warranty Deed, Transfer · Stand-Alone First Mortgage WINGO FAMILY TRUST ETAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2020 · Amount on Record
Deed Sale	Sep 1, 2020 · Amount on Record
Prior Sale	Jul 21, 2017 · Amount on Record
Deed Document Number	20202123
Deed Book / Page	2020 / 2123
Last Transfer Date	Dec 18, 2023
Transfer Doc	02023/2823
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS MO
Property Address	516 N LOCUST ST, BUFFALO, MO 65622-7518
Transaction Type	Mortgage
Record Updated	Jan 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	516 N LOCUST ST, BUFFALO, MO 65622-7518

Mortgage

Document Number	02023/2878
Date	Dec 27, 2023
Book Page	2023/2878
Instrument	202302878

Lender

Name	BTC BANK
Type	Bank
Address	BUFFALO, MO 65622

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 15, 2053

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DALLAS MO
Recording Date	Sep 1, 2020
Property Address	516 N LOCUST ST, BUFFALO, MO 65622-7518
Document Number	02020/2123
Book / Page	2020 / 2123
Instrument Date	Aug 24, 2020
Instrument	202002123
Transaction Type	Transfer
Record Updated	Jan 11, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	516 N LOCUST ST, BUFFALO, MO 65622-7518

Mortgage

Document Number	0202002124
Date	Sep 1, 2020
Instrument	202002124

Lender

Name	OAKSTAR BANK NA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DALLAS MO
Recording Date	Jul 21, 2017
Property Address	516 N LOCUST ST, BUFFALO, MO 65622-7518
Document Number	02017/1570
Book / Page	2017 / 1570
Instrument Date	Jul 21, 2017
Instrument	201701570
Transaction Type	Transfer
Record Updated	Jan 11, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	516 N LOCUST ST, BUFFALO, MO 65622-7518

Mortgage

Document Number	0201701571
Date	Jul 21, 2017
Instrument	201701571

Lender

Name	WINGO FAMILY TRUST ETAL
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Jul 21, 2020

Tax Assessment & Valuation

Source: Dallas County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Dallas County
Municipality	Buffalo City
Unified School District	Dallas County R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$714.00 (+9.51%)	$16,070 (+9.1%)	$84,600 (+9.16%) Land $8,600 Building $76,000
2023	$652.00	$14,730	$77,500 Land $7,300 Building $70,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 73% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUFFALO PWS serves 3,462 people · EPA ID MO5010114
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

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