516 N Lighthouse Dr, Mears, MI 49436 Property Records

Oceana County property record for 516 N Lighthouse Dr, Mears, MI 49436

Property Summary

Property Type	Single Family Home
Lot Size	0.831 acres (36,209 sqft)
Owner	Company Name on Record
Tax Bill	$4,951 (2024)
Deeds & Mortgages	Jan 2020 Line of Credit Aug 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`006-322-052-50`

Property Details

APN / Parcel Number

Primary APN	`006-322-052-50`

Exterior

Lot Area	36,209 sqft (0.831 acres)

Location & Zoning

Street Address	516 N LIGHTHOUSE DR
City	MEARS
State	MI
Zip	49436-9658
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 84 & 85 GOLDEN SANDS NO 2 & W'LY 10 FT OF LOT 51 & UNDIV INT IN HILLSIDE PARK AND SHADY LANE PARK. QCD 2018/8151 DC 2018
Legal Subdivision	GOLDEN SANDS
Legal Lot Number	51-84
Jurisdiction	OCEANA MI
Township / Civil Division	GOLDEN
Census Block Group	1
Census Block	1067
Census Tract	11000

Owner

Source: Oceana County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	516 N LIGHTHOUSE DR, MEARS, MI 49436-9658
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2020	Deed of Trust, Mortgage · Line of Credit WEST SHORE BANK
Aug 20, 2018	Warranty Deed, Transfer · Commercial Mortgage WEST SHORE BANK
May 8, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 7, 2018
Transfer Doc	2018/008151
Record Updated	Sep 20, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEANA MI
Property Address	516 N LIGHTHOUSE DR, MEARS, MI 49436-9658
Transaction Type	Mortgage
Record Updated	Aug 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2020/000201
Date	Jan 6, 2020
Book Page	2020/000201
Instrument	202000000056

Lender

Name	WEST SHORE BANK
Type	Bank
Address	HART, MI 49420

Agreement

Type	Line of Credit
Amount	Amount Recorded

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OCEANA MI
Recording Date	Aug 20, 2018
Property Address	516 N LIGHTHOUSE DR, MEARS, MI 49436-9658
Document Number	2018/015222
Book / Page	2018 / 015222
Instrument Date	Aug 13, 2018
Instrument	201800004742
Transaction Type	Transfer
Record Updated	Aug 17, 2023
Title Company	OCEANA LAND TITLE AGENCY, OCEANA LAND TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$946.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9075 E BELLEVUE ST, TUCSON, AZ 85715-5602

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	516 N LIGHTHOUSE DR, MEARS, MI 49436-9658
Investor	Possibly a Property Investor

Mortgage

Document Number	201800004566
Date	Aug 20, 2018
Instrument	201800004566

Lender

Name	WEST SHORE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OCEANA MI
Recording Date	May 8, 2018
Property Address	516 N LIGHTHOUSE DR, MEARS, MI 49436-9658
Document Number	2018/008151
Book / Page	2018 / 008151
Instrument Date	May 7, 2018
Instrument	201800002852
Transaction Type	Transfer
Record Updated	Aug 17, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	516 N LIGHTHOUSE DR, MEARS, MI 49436-9658
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Oceana County assessment roll, as of July 17, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Oceana County
County Subdivision	Golden Township
Unified School District	Hart Public School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$496,100 (-1.98%)	$992,200 (-1.98%)
2025		$506,100 (+53.41%) Land $506,100	$1,012,200 (+53.41%) Land $1,012,200
2024	$4,951.00 (+1%)
2023		$329,900 Land $329,900	$659,800 (-) Land $659,800
2022	$4,501.00		$659,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1986–1997)
Most Recent Claim	Sep 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Truestream Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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