516 N Ella Ave, Sandpoint, ID 83864 Property Records

Bonner County property record for 516 N Ella Ave, Sandpoint, ID 83864

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 789 sqft · built 1924
Lot Size	0.096 acres (4,182 sqft)
Owner	2 Individual Names on File
Last Sale	$201,000 (Mar 2019)
Tax Bill	$1,900 (2026)
Deeds & Mortgages	Nov 2022 Mortgage Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`RPS0500012009BA`

Property Details

APN / Parcel Number

Primary APN	`RPS0500012009BA`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	789 sqft Finished Area
1st Floor Area	789 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1924
Effective Year Built	Effective 2018
Exterior Material	Concrete
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Galvanized Metal
Lot Area	4,182 sqft (0.096 acres)
Garage Type	Built-in

Utilities, Heating & Cooling

Cooling System	None
Heating System	Wood Furnace
Heating Fuel	Wood

Location & Zoning

Street Address	516 N ELLA AVE
City	SANDPOINT
State	ID
Zip	83864-1854
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	22-57N-2W WEST END ADD C BLK 12, S 42FT OF LOTS 9,10,11 & 12
Legal Range	02W
Legal Township	57N
Legal Section	22
Legal Subdivision	WEST END ADD
Legal Block	12
Legal Lot Number	9-12
Jurisdiction	BONNER ID
Township / Civil Division	SANDPOINT
Census Block Group	1
Census Block	1039
Census Tract	950300

Owner

516 N Ella Ave is owned and occupied by two individuals who acquired it in April 2021.

Source: Bonner County records, as of October 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	516 N ELLA AVE, SANDPOINT, ID 83864-1854
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2022	Deed of Trust, Mortgage · FHA Mortgage IDAHO HOUSING & FINANCE ASSN
Mar 20, 2019	Warranty Deed, Transfer · FHA Mortgage EVERGREEN MONEYSOURCE MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2019 · Amount on File
Deed Sale	Mar 20, 2019 · Amount on File
Prior Sale	May 5, 2016 · Amount on File
Deed Document Number	2019936102
Last Transfer Date	Apr 21, 2021
Transfer Doc	0000981724
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	516 N ELLA AVE, SANDPOINT, ID 83864-1854
Transaction Type	Mortgage
Record Updated	Nov 17, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	516 N ELLA AVE, SANDPOINT, ID 83864-1854

Mortgage

Document Number	0001013896
Date	Nov 8, 2022
Instrument	1013896

Lender

Name	IDAHO HOUSING & FINANCE ASSN
Type	Government Agency
Address	BOISE, ID 83702

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	317 Months
Due	Apr 1, 2049

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	Mar 20, 2019
Property Address	516 N ELLA AVE, SANDPOINT, ID 83864-1854
Document Number	0000936102
Map Reference	MB 1 PG 49
Instrument Date	Mar 13, 2019
Instrument	936102
Transaction Type	Transfer
Record Updated	Aug 4, 2022
Title Company	FIRST AMERICAN TITLE-SANDPOINT, FIRST AMERICAN TTL SANDPOINT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	516 N ELLA AVE, SANDPOINT, ID 83864-1854

Mortgage

Document Number	0000936103
Date	Mar 20, 2019
Instrument	936103

Lender

Name	EVERGREEN MONEYSOURCE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

Mortgage

Document Number	0000936104
Date	Mar 20, 2019
Instrument	936104

Lender

Name	EVERGREEN MONEYSOURCE MORTGAGE CO
Type	Mortgage Company
Address	BELLEVUE, WA 98006

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Apr 1, 2029

Tax Assessment & Valuation

The 2026 property tax bill for 516 N Ella Ave was $1,900 with a homeowner's exemption, up 10.7% from the year before.

Source: Bonner County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Municipality	Sandpoint City
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,900.00 (+10.72%) Homeowner's exemption	$399,052 (-) Land $218,162 Building $180,890	$399,052 (-) Land $218,162 Building $180,890
2025	$1,716.00 Homeowner's exemption	$399,052 Land $218,162 Building $180,890	$399,052 Land $218,162 Building $180,890
2023	$1,399.00 Homeowner's exemption	$362,599 Land $201,858 Building $160,741	$362,599 Land $201,858 Building $160,741

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 516 N Ella Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 28, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 516 N Ella Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 95% of Idaho
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANDPOINT PUBLIC WORKS DEPT serves 12,284 people · EPA ID ID1090121
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Ting Fiber	1,000 / 1,000
Vyve Broadband Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
MountainLink Fixed Wireless	250 / 50
Intermax Networks Fixed Wireless	100 / 20

May also be available: Kaniksu Internet.

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