Oakland County property record for 516 N Chocolay Ave, Clawson, MI 48017
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,771 sqft · built 1964 |
| Lot Size | 0.207 acres (9,017 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $135,000 (Mar 2014) |
| Tax Bill | $5,925 (2025) |
| Deeds & Mortgages | Nov 2024 Mortgage Nov 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-20-33-376-008 |
| Primary APN | 16-20-33-376-008 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,771 sqft Living Area |
| 1st Floor Area | 978 sqft |
| Basement Area | 689 sqft |
| Finished Basement | 689 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 9,017 sqft (0.207 acres) |
| Lot Dimensions | 125 ft deep x 55 ft wide |
| Garage Area | 459 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 130 sqft |
| Cooling System | None |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 516 N CHOCOLAY AVE |
|---|---|
| City | CLAWSON |
| State | MI |
| Zip | 48017-1377 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RI |
| Legal Description | T2N, R11E, SEC 33 AERO GARDENS S 40 FT OF LOT 78 & N 32 FT OF LOT 79 |
| Legal Range | 11E |
| Legal Township | 02N |
| Legal Section | 33 |
| Legal Subdivision | AERO GARDENS |
| Legal Lot Number | 78-79 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | CLAWSON |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 180100 |
516 N Chocolay Ave is owned and occupied by two individuals who bought it in March 2014.
Source: Oakland County records, as of July 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 516 N CHOCOLAY AVE, CLAWSON, MI 48017-1377 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 6, 2024 | Deed of Trust, Mortgage · Conventional Mortgage HFG HOLDINGS INC |
| Nov 18, 2025 | Intrafamily Transfer, Transfer · Conventional Mortgage HFG HOLDINGS GROUP |
| Jun 29, 2022 | Quit Claim Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 10, 2014 · Amount on File |
| Deed Sale | Mar 10, 2014 · Amount on File |
| Prior Sale | Aug 29, 2001 · Amount on File |
| Deed Document Number | 201439507 |
| Deed Book / Page | 46848 / 489 |
| Prior Transfer Date | Jan 30, 1996 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 516 N CHOCOLAY AVE, CLAWSON, MI 48017-1377 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Name | Verified Name |
|---|---|
| Address | 516 N CHOCOLAY AVE, CLAWSON, MI 48017-1377 |
| Document Number | 0000125207 |
|---|---|
| Date | Nov 6, 2024 |
| Book Page | 59777/55 |
| Instrument | 125207 |
| Name | HFG HOLDINGS INC |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48083 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2054 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Nov 18, 2025 |
| Property Address | 516 N CHOCOLAY AVE, CLAWSON, MI 48017-1377 |
| Document Number | 20250144533 |
| Book / Page | 60706 / 769 |
| Map Reference | LB 41 PG 7 |
| Instrument Date | Oct 29, 2025 |
| Instrument | 20250144533 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 516 N CHOCOLAY AVE, CLAWSON, MI 48017-1377 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 516 N CHOCOLAY AVE, CLAWSON, MI 48017-1377 |
| Document Number | 0060706772 |
|---|---|
| Date | Nov 18, 2025 |
| Instrument | 60706/772 |
| Name | HFG HOLDINGS GROUP |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jun 29, 2022 |
| Property Address | 516 N CHOCOLAY AVE, CLAWSON, MI 48017-1377 |
| Document Number | 0000406915 |
| Book / Page | 57909 / 514 |
| Map Reference | LB 41 PG 7 |
| Instrument Date | Jun 17, 2022 |
| Instrument | 406915 |
| Transaction Type | Transfer |
| Record Updated | Oct 18, 2022 |
| Title Company | TITLE RESOURCE AGENCY |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 942 BAXTER AVE, 942, MADISON HEIGHTS, MI 48071-3106 |
| Name | Verified Name |
|---|---|
| Address | 516 N CHOCOLAY AVE, CLAWSON, MI 48017-1377 |
| Document Number | 0057909516 |
|---|---|
| Date | Jun 29, 2022 |
| Instrument | 57909/516 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.12% |
| Type Change Date | Jul 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 9.12% |
| Index | 1-Year CMT |
| Max Rate | 9.12% |
The 2025 property tax bill for 516 N Chocolay Ave was $5,925 with a homeowner's exemption, up 2.2% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Clawson City |
| Unified School District | Clawson City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,925.00 (+2.16%) Homeowner's exemption | $184,650 (+5.82%) | $369,300 (+5.82%) |
| 2024 | $5,800.00 (+5.02%) Homeowner's exemption | $174,500 (+6.21%) | $349,000 (+6.21%) |
| 2023 | $5,523.00 Homeowner's exemption | $164,300 | $328,600 |
| 2021 | $5,245.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 516 N Chocolay Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2014 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 516 N Chocolay Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLAWSON serves 11,825 people · EPA ID MI0001440 |
|---|---|
| Water Source | Purchased surface water from SOUTHEASTERN OAKLAND CO W AUTH |
| Last State Inspection | Jun 2025 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 655 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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