516 N 22nd St, Waco, TX 76707 Property Records

McLennan County property record for 516 N 22nd St, Waco, TX 76707

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,566 sqft · built 1920
Lot Size	0.272 acres (11,848 sqft)
Owner	2 Individual Names on File
Last Sale	$197,100 (Jun 2018)
Tax Bill	$1,859 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jun 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`48-043800-051000-4`

Property Details

APN / Parcel Number

Primary APN	`48-043800-051000-4`
Alternative APNs	`4804380005100040111` `196703`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,566 sqft Living Area
1st Floor Area	1,566 sqft
Flooring	Wood

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1942
Exterior Material	Asbestos
Roof Material	Composition Shingle
Lot Area	11,848 sqft (0.272 acres)
Lot Dimensions	169 ft deep x 70 ft wide
Garage Type	Detached
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	240 sqft
Deck Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	516 N 22ND ST
City	WACO
State	TX
Zip	76707-3418
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	WEST END LOT 3A 3B BLOCK WW ACRES .272
Legal Subdivision	WEST END
Legal Block	WW
Legal Lot Number	3A
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2032
Census Tract	700

Owner

516 N 22nd St is owned and occupied by two individuals who bought it in June 2018.

Source: McLennan County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	516 N 22ND ST, WACO, TX 76707-3418
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage WALLICK & VOLK INC
Jun 18, 2018	Warranty Deed, Transfer · Commercial Mortgage CENTRAL NATIONAL BANK
Mar 5, 2018	Vendor's Lien, Transfer · Commercial Mortgage CENTRAL NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2018 · Amount on File
Deed Sale	Jun 18, 2018 · Amount on File
Prior Sale	Mar 5, 2018 · Amount on File
Deed Document Number	201819986
Prior Transfer Date	Mar 2, 2018
Prior Transfer Doc	0000006953
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	516 N 22ND ST, WACO, TX 76707-3418
Transaction Type	Mortgage
Record Updated	Mar 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006273
Date	Feb 23, 2021
Instrument	2021006273

Lender

Name	WALLICK & VOLK INC
Type	Mortgage Company
Address	CHEYENNE, WY 82001

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jun 18, 2018
Property Address	516 N 22ND ST, WACO, TX 76707-3418
Document Number	0000019986
Map Reference	VOL73 PG377
Instrument Date	Jun 15, 2018
Instrument	2018019986
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	102 WINDY LN, 102, LORENA, TX 76655-9749

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	516 N 22ND ST, WACO, TX 76707-3418

Mortgage

Document Number	0000019987
Date	Jun 18, 2018
Instrument	2018019987

Lender

Name	CENTRAL NATIONAL BANK
Type	Subprime Lender

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Mar 5, 2018
Property Address	516 N 22ND ST, WACO, TX 76707-3418
Document Number	0000006953
Map Reference	VOL73 PG377
Instrument Date	Mar 2, 2018
Instrument	2018006953
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	TX 00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 WINDY LN, LORENA, TX 76655-9749

Mortgage

Document Number	0000006954
Date	Mar 5, 2018
Instrument	2018006954

Lender

Name	CENTRAL NATIONAL BANK
Type	Subprime Lender
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 516 N 22nd St was $1,859 with a homeowner's exemption, down 18% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$176,575 (+9.36%) Land $32,464 Building $144,111	$176,575 (+9.36%) Land $32,464 Building $144,111
2025	$1,859.00 (-18.03%) Homeowner's exemption	$161,460 Land $29,500 Building $131,960	$161,460 Land $29,500 Building $131,960
2024	$2,268.00
2023		$148,590 Land $29,500 Building $119,090	$148,590 Land $29,500 Building $119,090
2022	$1,973.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 516 N 22nd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 516 N 22nd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20

May also be available: AT&T, T-Mobile.

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