Madison County property record for 516 Mill St, Saint Jacob, IL 62281
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,056 sqft · built 1890 |
| Lot Size | 0.344 acres (15,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $135,000 (Jan 2007) |
| Tax Bill | $4,824 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage |
| APN | 05-2-23-09-16-405-004 |
| Primary APN | 05-2-23-09-16-405-004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,056 sqft Living Area |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 15,000 sqft (0.344 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Garage Type | Detached |
| Patio Area | 304 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 516 MILL ST |
|---|---|
| City | SAINT JACOB |
| State | IL |
| Zip | 62281-1614 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BAER ADD RUD LOT PT 4 5 6 100X150 |
| Legal Subdivision | BAER ADDN |
| Legal Lot Number | 4 |
| Jurisdiction | MADISON IL |
| Township / Civil Division | ST. JACOB |
| Census Block Group | 4 |
| Census Block | 4023 |
| Census Tract | 403702 |
516 Mill St is owned and occupied by an individual who acquired it in February 2008.
Source: Madison County records, as of June 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 516 MILL ST, SAINT JACOB, IL 62281-1614 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 2, 2007 · Amount on File |
| Deed Sale | Jan 2, 2007 · Amount on File |
| Deed Document Number | 2007313 |
| Last Transfer Date | Feb 22, 2008 |
| Transfer Doc | 0000023128 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 516 MILL ST, SAINT JACOB, IL 62281-1614 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000025821 |
|---|---|
| Date | Aug 4, 2022 |
| Instrument | 2022R25821 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 348 Months |
| Due | May 1, 2051 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 516 Mill St was $4,824 with a homeowner's exemption, up 9.6% from the year before.
Source: Madison County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Madison County |
| County Subdivision | St. Jacob Township |
| Municipality | St. Jacob Village |
| Unified School District | Triad Community Unit School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,824.00 (+9.61%) | $72,890 Land $12,710 Building $60,180 | $218,670 Land $38,130 Building $180,540 |
| 2024 | $4,401.00 | ||
| 2022 | $3,809.00 | $54,800 Land $9,560 Building $45,240 | $164,565 Land $28,709 Building $135,856 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA has no flood map on file for 516 Mill St; there have been 1 flood claim nearby since 2013.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 516 Mill St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST JACOB serves 2,008 people · EPA ID IL1190950 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2023 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| HomeTel Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Wisper ISP.
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