516 Mill St, Saint Jacob, IL 62281 Property Records

Madison County property record for 516 Mill St, Saint Jacob, IL 62281

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,056 sqft · built 1890
Lot Size0.344 acres (15,000 sqft)
OwnerIndividual Name on File
Last Sale$135,000 (Jan 2007)
Tax Bill$4,824 (2025)
Deeds & MortgagesAug 2022 Mortgage
APN05-2-23-09-16-405-004

Property Details

APN / Parcel Number

Primary APN05-2-23-09-16-405-004

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area1,056 sqft Living Area

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1940
Architectural StyleConventional
Exterior MaterialVinyl
Construction TypeFrame
Foundation TypeRaised
Lot Area15,000 sqft (0.344 acres)
Lot Dimensions150 ft deep x 100 ft wide
Garage TypeDetached
Patio Area304 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address516 MILL ST
CitySAINT JACOB
StateIL
Zip62281-1614
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBAER ADD RUD LOT PT 4 5 6 100X150
Legal SubdivisionBAER ADDN
Legal Lot Number4
JurisdictionMADISON IL
Township / Civil DivisionST. JACOB
Census Block Group4
Census Block4023
Census Tract403702

Owner

516 Mill St is owned and occupied by an individual who acquired it in February 2008.

Source: Madison County records, as of June 25, 2026

Owner of RecordIndividual Name on File
Mailing Address516 MILL ST, SAINT JACOB, IL 62281-1614
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 2, 2007 · Amount on File
Deed SaleJan 2, 2007 · Amount on File
Deed Document Number2007313
Last Transfer DateFeb 22, 2008
Transfer Doc0000023128
Record UpdatedOct 29, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON IL
Property Address516 MILL ST, SAINT JACOB, IL 62281-1614
Transaction TypeMortgage
Record UpdatedJun 8, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000025821
DateAug 4, 2022
Instrument2022R25821
Lender
NameHUD
TypeGovernment Agency
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Term348 Months
DueMay 1, 2051
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 516 Mill St was $4,824 with a homeowner's exemption, up 9.6% from the year before.

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMadison County
County SubdivisionSt. Jacob Township
MunicipalitySt. Jacob Village
Unified School DistrictTriad Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,824.00 (+9.61%)$72,890 Land $12,710 Building $60,180$218,670 Land $38,130 Building $180,540
2024$4,401.00
2022$3,809.00$54,800 Land $9,560 Building $45,240$164,565 Land $28,709 Building $135,856

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 516 Mill St; there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2013)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 516 Mill St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST JACOB
serves 2,008 people · EPA ID IL1190950
Water SourcePurchased surface water from several systems
Last State InspectionJul 2023
LeadUnder 1 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2019
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
HomeTel
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Wisper ISP.

Nearby Properties on Mill St

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