516 Midnight Oak Dr, McKinney, TX 75069 Property Records

Collin County property record for 516 Midnight Oak Dr, McKinney, TX 75069

Property Summary

Property Type	Single Family Home
Owner	Individual Name on File
Tax Bill	$5,441 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Apr 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R-13536-00R-0230-1`

Property Details

APN / Parcel Number

Primary APN	`R-13536-00R-0230-1`
Alternative APNs	`000002934011` `2934011`

Location & Zoning

Street Address	516 MIDNIGHT OAK DR
City	MCKINNEY
State	TX
Zip	75069-2290
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SIMPSON CROSSING PHASE 4, BLK R, LOT 23
Legal Subdivision	SIMPSON CROSSING PHASE 4
Legal Block	R
Legal Lot Number	23
Jurisdiction	COLLIN TX
Township / Civil Division	PRINCETON
Census Block Group	2
Census Block	2063
Census Tract	31007

Owner

516 Midnight Oak Dr is owned by an individual who acquired it in April 2026.

Source: Collin County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	12013 DEER TRL, FRISCO, TX 75035-2678
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage STG MORTGAGE INC
Apr 1, 2026	Special Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Nov 26, 2025	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2026
Deed Sale	Apr 1, 2026
Prior Sale	Nov 26, 2025 · Amount on File
Deed Document Number	202642107
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	516 MIDNIGHT OAK DR, MCKINNEY, TX 75069-2290
Transaction Type	Mortgage
Record Updated	Apr 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12013 DEER TRL, FRISCO, TX 75035-2678

Mortgage

Document Number	2026000038727
Date	Mar 26, 2026
Instrument	2026000038727

Lender

Name	STG MORTGAGE INC
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

April 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	COLLIN TX
Recording Date	Apr 1, 2026
Property Address	516 MIDNIGHT OAK DR, MCKINNEY, TX 75069-2290
Document Number	0000042107
Instrument Date	Mar 31, 2026
Instrument	202642107
Transaction Type	Transfer
Record Updated	Jul 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12013 DEER TRL, FRISCO, TX 75035-2678
Investor	Possibly a Property Investor

November 2025: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	COLLIN TX
Recording Date	Nov 26, 2025
Property Address	516 MIDNIGHT OAK DR, MCKINNEY, TX 75069-2290
Document Number	2025000153529
Map Reference	MB 2024 PG 1101
Instrument Date	Nov 25, 2025
Instrument	2025000153529
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 12, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12013 DEER TRL, FRISCO, TX 75035-2678

Mortgage

Document Number	2025000153530
Date	Nov 26, 2025
Instrument	2025000153530

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 516 Midnight Oak Dr was $5,441.

Source: Collin County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Unified School District	McKinney Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,441.00	$69,300 Land $69,300	$69,300 Land $69,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 516 Midnight Oak Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 516 Midnight Oak Dr is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 83% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILLIGAN WSC serves 3,364 people · EPA ID TX0430041
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Rise Broadband Fixed Wireless	500 / 100

May also be available: 360 Broadband, AT&T, Element8, Spectrum, Verizon.

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