Darke County property record for 516 Main St, Arcanum, OH 45304
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,138 sqft · built 1959 |
| Lot Size | 0.325 acres (14,196 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $150,000 (Oct 2025) |
| Tax Bill | $1,654 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Aug 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | P59-2-308-04-04-02-16100 |
| Primary APN | P59-2-308-04-04-02-16100 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,138 sqft Living Area |
| 1st Floor Area | 1,138 sqft |
| Year Built | Built 1959 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Raised |
| Lot Area | 14,196 sqft (0.325 acres) |
| Lot Dimensions | 167 ft deep x 85 ft wide |
| Garage Area | 286 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
| Porch Area | 392 sqft |
| Patio Area | 336 sqft |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Street Address | 516 MAIN ST |
|---|---|
| City | ARCANUM |
| State | OH |
| Zip | 45304 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NORWOOD SUB DIV WHOLE LOT 529 |
| Legal Subdivision | NORWOOD SUB |
| Legal Lot Number | 529 |
| Jurisdiction | DARKE OH |
| Township / Civil Division | TWIN |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 570102 |
Source: Darke County records, as of February 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 516 N MAIN ST, ARCANUM, OH 45304-1335 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 2, 2025 | Warranty Deed, Transfer · USDA Mortgage CONSUMER REAL ESTATE FINANCE CO |
| Aug 11, 2020 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL RESOURCES INC |
| Dec 13, 2006 | Warranty Deed, Transfer · ARM WELLS FARGO BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 2, 2025 · Amount on Record |
| Deed Sale | Oct 2, 2025 · Amount on Record |
| Prior Sale | Jul 15, 2025 · Amount on Record |
| Deed Document Number | 758 |
| Deed Book / Page | 575 / 5083 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DARKE OH |
| Recording Date | Oct 2, 2025 |
| Property Address | 516 MAIN ST, ARCANUM, OH 45304 |
| Document Number | 00575/5083 |
| Book / Page | 575 / 5083 |
| Instrument Date | Sep 29, 2025 |
| Instrument | 202500005261 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2025 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 516 N MAIN ST, ARCANUM, OH 45304-1335 |
| Document Number | 202500005262 |
|---|---|
| Date | Oct 2, 2025 |
| Instrument | 202500005262 |
| Name | CONSUMER REAL ESTATE FINANCE CO |
|---|---|
| Type | Mortgage Company |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DARKE OH |
| Recording Date | Aug 11, 2020 |
| Property Address | 516 MAIN ST, ARCANUM, OH 45304 |
| Document Number | 00540/3167 |
| Book / Page | 540 / 3167 |
| Instrument Date | Aug 7, 2020 |
| Instrument | 202000005160 |
| Transaction Type | Transfer |
| Record Updated | Mar 4, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 516 N MAIN ST, ARCANUM, OH 45304-1335 |
| Document Number | 202000005161 |
|---|---|
| Date | Aug 11, 2020 |
| Instrument | 202000005161 |
| Name | AMERICAN FINANCIAL RESOURCES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DARKE OH |
| Recording Date | Dec 13, 2006 |
| Property Address | 516 MAIN ST, ARCANUM, OH 45304 |
| Document Number | 0395/03422 |
| Book / Page | 395 / 03422 |
| Instrument Date | Dec 11, 2006 |
| Instrument | 200600010545 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2026 |
| Title Company | MIDWEST TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 516 N MAIN ST, ARCANUM, OH 45304-1335 |
| Document Number | 200600010546 |
|---|---|
| Date | Dec 13, 2006 |
| Instrument | 200600010546 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2037 |
| Prepayment Penalty | 24 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 10.5% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | 6 Months |
| Min Rate At Change | 7.5% |
| Max Rate At Change | 13.5% |
| Index | 6-Month LIBOR |
| Max Rate | 16.5% |
Source: Darke County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| Municipality | Arcanum Village |
| County | Darke County |
| County Subdivision | Twin Township |
| Unified School District | Arcanum-Butler Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,654.00 Homeowner's exemption | $44,130 (-) Land $14,370 Building $29,760 | $126,080 (-) Land $41,060 Building $85,020 |
| 2024 | $1,654.00 (-1.14%) Homeowner's exemption | $44,130 (-) Land $14,370 Building $29,760 | $126,080 (-) Land $41,060 Building $85,020 |
| 2023 | $1,673.00 (+27.71%) Homeowner's exemption | $44,130 (+44.12%) Land $14,370 Building $29,760 | $126,080 (+44.11%) Land $41,060 Building $85,020 |
| 2022 | $1,310.00 Homeowner's exemption | $30,620 Land $11,970 Building $18,650 | |
| 2020 | $87,490 Land $34,210 Building $53,280 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 20 policies |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 6 (2005–2025) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Apr 2025 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ARCANUM VILLAGE PWS serves 2,100 people · EPA ID OH1900112 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| NKTELCO - Goldstar Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| altafiber Network Solutions Fixed Wireless | 100 / 20 |
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