516 King St, Bay City, MI 48706 Property Records

Bay County property record for 516 King St, Bay City, MI 48706

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 840 sqft · built 1928
Lot Size0.11 acres (4,792 sqft)
OwnerCompany Name on File
Last Sale$5,000 (Nov 2016)
Tax Bill$1,225 (2026)
Deeds & MortgagesApr 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN160-017-480-002-00

Property Details

APN / Parcel Number

Primary APN160-017-480-002-00
Alternative APN
  • 0913001748000200

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Building Area840 sqft Living Area
1st Floor Area840 sqft
Basement Area270 sqft
Unfinished Basement840 sqft

Exterior

Year BuiltBuilt 1928
Effective Year BuiltEffective 1928
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Lot Area4,792 sqft (0.11 acres)
Lot Dimensions100 ft deep x 48 ft wide
PorchPorch
Porch Area110 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal

Location & Zoning

Street Address516 KING ST
CityBAY CITY
StateMI
Zip48706-3725
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2 DUPLEX
Legal DescriptionN 1/2 OF LOT 14 & S 18.5 FT OF LOT 15 BLK 6 GEORGE W KINGS 1ST ADD TO KINGSBURGH
Legal SubdivisionGEO W KINGS FIRST ADDITION
Legal Block6
Legal Lot Number14-15
JurisdictionBAY MI
Township / Civil DivisionBAY CITY
Census Block Group2
Census Block2001
Census Tract286600

Owner

516 King St is owned by a company that acquired it in April 2022.

Source: Bay County records, as of May 18, 2026

Owner of RecordCompany Name on File
Mailing Address7707 WINDING CREEK CT, MIDLAND, MI 48642-8011
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 4, 2016 · Amount on File
Deed SaleNov 4, 2016 · Amount on File
Prior SaleDec 1, 1991 · Amount on File
Deed Book / Page3183 / 838
Last Transfer DateApr 12, 2022
Transfer Doc0000007523
Record UpdatedOct 29, 2026

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBAY MI
Property Address516 KING ST, BAY CITY, MI 48706-3725
Document Number0003210967
Book / Page000321 / 000967
Instrument DateApr 6, 2017
Transaction TypeMortgage
Record UpdatedAug 25, 2017

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address7707 WINDING CT MIDLAND MI 48642, MIDLAND, MI 48642

Mortgage

Document Number0003210967
DateApr 17, 2017
Book Page000321/000967
Lender
NameISABELLA BK
TypeBank
AddressMIDLAND, MI 48640
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 516 King St was $1,225.

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBay County
MunicipalityBay City
Unified School DistrictBay City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,225.00$29,350$58,700
2023$20,900$41,800
2022$1,248.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 516 King St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 516 King St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BAY CITY
serves 32,255 people · EPA ID MI0000470
Water SourcePurchased surface water from BAY AREA WATER SYSTEM
Last State InspectionNov 2025
Lead8 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jan 2024
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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