516 Holston Ave, Erwin, TN 37650 Property Records

Unicoi County property record for 516 Holston Ave, Erwin, TN 37650

Property Summary

Property Type	Single Family Home
Details	1 ba · 912 sqft · built 1918
Lot Size	0.115 acres (5,020 sqft)
Owner	Individual Name on Record
Last Sale	$205,000 (Sep 2023)
Tax Bill	$422 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Oct 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`031F-F-014.00`

Property Details

APN / Parcel Number

Primary APN	`031F-F-014.00`
Alternative APNs	`086031F F 01400` `000007649`

Interior

Full Baths	1 Bath
Plumbing Fixtures	3 Plumbing Fixtures
Stories	1 Story
Building Area	912 sqft Living Area
Gross Area	952 sqft
1st Floor Area	912 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1978
Architectural Style	Custom Design
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	5,020 sqft (0.115 acres)
Lot Dimensions	125 ft deep x 40 ft wide
Porch	Enclosed/Finished Porch
Porch Area	178 sqft
Utility Building	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	516 HOLSTON AVE
City	ERWIN
State	TN
Zip	37650-2108
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B-2
Legal Description	TWIN OAKS BLK 2 LOT 16 40X125
Legal Subdivision	TWIN OAKS
Legal Block	2
Legal Lot Number	16
Jurisdiction	UNICOI TN
Township / Civil Division	2
Census Block Group	1
Census Block	1041
Census Tract	80400

Owner

Source: Unicoi County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	516 HOLSTON AVE, ERWIN, TN 37650-2108
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2023	Warranty Deed, Transfer · FHA Mortgage MORTGAGE INVESTORS GROUP INC
Oct 27, 2022	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
May 5, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage ALTA FINANCIAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 5, 2023 · Amount on Record
Deed Sale	Sep 5, 2023 · Amount on Record
Prior Sale	Oct 27, 2022 · Amount on Record
Deed Document Number	20231619
Deed Book / Page	473 / 598
Record Updated	Sep 20, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNICOI TN
Recording Date	Sep 5, 2023
Property Address	516 HOLSTON AVE, ERWIN, TN 37650-2108
Document Number	0000473598
Book / Page	473 / 598
Instrument Date	Sep 1, 2023
Instrument	23001619
Transaction Type	Transfer
Record Updated	Apr 2, 2024
Title Company	CLASSIC TITLE INS CO INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$758.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	516 HOLSTON AVE, ERWIN, TN 37650-2108

Mortgage

Document Number	0023001620
Date	Sep 5, 2023
Instrument	23001620

Lender

Name	MORTGAGE INVESTORS GROUP INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2053

Mortgage

Document Number	0000473618
Date	Sep 5, 2023
Book Page	473/618
Instrument	23001621

Lender

Name	MORTGAGE INVESTORS GROUP INC
Type	Mortgage Company
Address	KNOXVILLE, TN 37923

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2053

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNICOI TN
Recording Date	Oct 27, 2022
Property Address	516 HOLSTON AVE, ERWIN, TN 37650-2108
Document Number	0000464904
Book / Page	464 / 904
Instrument Date	Oct 27, 2022
Instrument	22002316
Transaction Type	Transfer
Record Updated	Apr 2, 2024
Title Company	PATRIOT TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$610.32
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	516 HOLSTON AVE, ERWIN, TN 37650-2108

Mortgage

Document Number	0000464908
Date	Oct 27, 2022
Book Page	464/908
Instrument	22002317

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNICOI TN
Recording Date	May 5, 2022
Property Address	516 HOLSTON AVE, ERWIN, TN 37650-2108
Document Number	0000459180
Book / Page	459 / 180
Instrument Date	May 5, 2022
Instrument	22001012
Transaction Type	Transfer
Record Updated	Apr 2, 2024

Transaction

Amount	Amount Recorded
Tax	$222.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	501 ALABAMA ST, BRISTOL, TN 37620-2306

Mortgage

Document Number	0022001013
Date	May 5, 2022
Instrument	22001013

Lender

Name	ALTA FINANCIAL LLC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Unicoi County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Unicoi County
Municipality	Erwin Town
Unified School District	Unicoi County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$422.00	$16,175 (+2.86%) Land $1,875 Building $14,300	$64,700 (-) Land $7,500 Building $57,200
2023		$15,725 (-) Land $1,875 Building $13,850
2022		$15,725 Land $1,875 Building $13,850	$64,700 Land $7,500 Building $57,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 44 policies
Nearby Flood Policies	44 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ERWIN UTILITIES AUTHORITY serves 12,478 people · EPA ID TN0000231
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Erwin Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Point Broadband.

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