516 High St, Geneva, IL 60134 Property Records

Kane County property record for 516 High St, Geneva, IL 60134

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 884 sqft · built 1953
Lot Size	0.143 acres (6,250 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Jun 2004)
Tax Bill	$5,300 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-02-132-003`

Property Details

APN / Parcel Number

Primary APN	`12-02-132-003`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	884 sqft Living Area
Gross Area	1,768 sqft
1st Floor Area	884 sqft
Basement Area	884 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Lot Area	6,250 sqft (0.143 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	516 HIGH ST
City	GENEVA
State	IL
Zip	60134-1566
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTERN SAMARITAN SUB LOT 3 IN BLK 16
Legal Subdivision	WESTERN SAMARITAN SUB
Legal Block	16
Legal Lot Number	3
Jurisdiction	KANE IL
Township / Civil Division	GENEVA
Census Block Group	5
Census Block	5003
Census Tract	852500

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	516 HIGH ST, GENEVA, IL 60134-1566
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2021	Deed of Trust, Mortgage · Line of Credit FIRST AMERICAN BANK
Apr 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST AMERICAN BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2004 · Amount on Record
Deed Sale	Jun 15, 2004 · Amount on Record
Deed Document Number	200478396
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	516 HIGH ST, GENEVA, IL 60134-1566
Transaction Type	Mortgage
Record Updated	Aug 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000061259
Date	Aug 11, 2021
Instrument	2021K061259

Lender

Name	FIRST AMERICAN BANK
Type	Bank
Address	HAMPSHIRE, IL 60140

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 1, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	516 HIGH ST, GENEVA, IL 60134-1566
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020798
Date	Apr 27, 2020
Instrument	2020K020798

Lender

Name	FIRST AMERICAN BANK
Type	Bank
Address	HAMPSHIRE, IL 60140

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2035

Interest

Rate Type	Fixed Rate
Rate	3%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Geneva Township
Municipality	Geneva City
Unified School District	Geneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,300.00 (+10.67%) Homeowner's exemption	$81,381 (+8.5%) Land $31,740 Building $49,641	$244,241 (+8.5%) Land $95,258 Building $148,983
2024		$75,005 (+18.38%) Land $29,253 Building $45,752	$225,105 (+18.43%) Land $87,794 Building $137,311
2022	$4,789.00 (+3.23%) Homeowner's exemption	$63,359 (+3.86%) Land $24,711 Building $38,648	$190,077 (+3.86%) Land $74,133 Building $115,944
2021	$4,639.00 Homeowner's exemption	$61,005 Land $23,793 Building $37,212	$183,015 Land $71,379 Building $111,636

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2002–2015)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 61% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENEVA serves 21,247 people · EPA ID IL0890350
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

Nearby Properties on High St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures