Benton County property record for 516 Emerald St, Lowell, AR 72745
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,188 sqft · built 2003 |
| Lot Size | 0.189 acres (8,276 sqft) |
| Owner | Individual Name on File |
| Last Sale | $251,000 (Aug 2022) |
| Tax Bill | $2,180 (2025) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage Aug 2017 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-02169-000 |
| Primary APN | 12-02169-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,188 sqft Living Area |
| 1st Floor Area | 1,188 sqft |
| Flooring | Steel Beam |
| Year Built | Built 2003 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Fiberglass |
| Lot Area | 8,276 sqft (0.189 acres) |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Driveway | Driveway |
| Driveway Area | 832 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 52 sqft |
| Patio Area | 120 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 44766.0 |
|---|---|
| Street Address | 516 EMERALD ST |
| City | LOWELL |
| State | AR |
| Zip | 72745-8851 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 40 |
| Legal Range | 30 |
| Legal Township | 18 |
| Legal Section | 12 |
| Legal Subdivision | SOUTHFORK SUB PH IIIA-LOWELL |
| Legal Lot Number | 143 |
| Jurisdiction | BENTON AR |
| Township / Civil Division | 3 |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 21406 |
Source: Benton County records · APN 12-02169-000
Assessment roll updated January 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 703 N WHARTON RD, LOWELL, AR 72745-9366 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 29, 2022 | Warranty Deed, Transfer · Conventional Mortgage GRAND SAVINGS BANK |
| Aug 07, 2017 | Loan Modification, Mortgage · Conventional Mortgage ARVEST MTG |
| Feb 28, 2017 | Loan Modification, Mortgage · Conventional Mortgage ARVEST MTG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 29, 2022 · Amount on Record |
| Deed Sale | Aug 29, 2022 · Amount on Record |
| Deed Document Number | L202256472 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BENTON AR |
| Recording Date | Aug 29, 2022 |
| Property Address | 516 EMERALD ST, LOWELL, AR 72745-8851 |
| Document Number | L202256472 |
| Map Reference | PL P2 PG 878 |
| Instrument Date | Aug 23, 2022 |
| Instrument | L202256472 |
| Transaction Type | Transfer |
| Record Updated | Sep 09, 2022 |
| Title Company | FIRST NATIONAL TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $828.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 516 EMERALD ST, 516, LOWELL, AR 72745-8851 |
| Name | Verified Name |
|---|---|
| Address | 703 N WHARTON RD, LOWELL, AR 72745-9366 |
| Document Number | L202256473 |
|---|---|
| Date | Aug 29, 2022 |
| Instrument | L202256473 |
| Name | GRAND SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2052 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | BENTON AR |
| Property Address | 516 EMERALD ST, LOWELL, AR 72745-8851 |
| Document Number | 000M175546 |
| Instrument Date | Aug 07, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 12, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 516 EMERALD ST LOWELL AR 727458851, LOWELL, AR 72745-8851 |
| Document Number | 000M175546 |
|---|---|
| Date | Aug 22, 2017 |
| Instrument | M175546 |
| Name | ARVEST MTG |
|---|---|
| Type | Mortgage Company |
| Address | LOWELL, AR 72745 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 21, 2032 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | BENTON AR |
| Property Address | 516 EMERALD ST, LOWELL, AR 72745-8851 |
| Document Number | 0000M58547 |
| Instrument Date | Feb 28, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 07, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 516 EMERALD ST LOWELL AR 727458851, LOWELL, AR 72745-8851 |
| Document Number | 0000M58547 |
|---|---|
| Date | Mar 27, 2017 |
| Instrument | M58547 |
| Name | ARVEST MTG |
|---|---|
| Type | Mortgage Company |
| Address | LOWELL, AR 72745 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Mar 26, 2018 |
Source: Benton County records · Assessment roll updated January 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Arkansas |
| County | Benton County |
| Municipality | Lowell City |
| Unified School District | Rogers Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,180.00 (+29.53%) | $49,330 (+55.91%) Land $15,200 Building $34,130 | |
| 2024 | $246,650 (+55.91%) Land $76,000 Building $170,650 | ||
| 2023 | $1,683.00 | $31,640 Land $7,200 Building $24,440 | $158,200 Land $36,000 Building $122,200 |
Source: FEMA National Flood Hazard Layer as of September 27, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2022) |
| Most Recent Claim | May 2022 · other causes |
| Wildfire Risk | Low lower than 62% of the US · lower than 64% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| E. Ritter Communications Holdings Fiber | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
Based on FCC filings for 317 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SPRINGDALE WATER UTILITIES serves 100,795 people |
|---|---|
| Water Source | Purchased surface water from BEAVER WATER DISTRICT |
| Last State Inspection | Nov 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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