Cleveland County property record for 516 Elmcrest Dr, Norman, OK 73071
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,233 sqft · built 1977 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Last Sale | $200,000 (Jun 2026) |
| Tax Bill | $1,659 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Jun 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R0050646 |
| Primary APN | R0050646 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,233 sqft Living Area |
| Gross Area | 1,686 sqft |
| 1st Floor Area | 1,233 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Conventional |
| Exterior Material | Combination |
| Construction Type | Steel Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,712 sqft (0.2 acres) |
| View / Lot | Business Cluster |
| Garage Type | Attached |
| Garage Area | 453 sqft |
| Porch | Porch |
| Porch Area | 275 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 50646 |
|---|---|
| Street Address | 516 ELMCREST DR |
| City | NORMAN |
| State | OK |
| Zip | 73071-7054 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WOODCREST ESTATES 6 LOT 7 BLK 11 |
| Legal Range | 02W |
| Legal Township | 09 |
| Legal Section | 17 |
| Legal Subdivision | WOODCREST ESTATES 6 |
| Legal Block | 11 |
| Legal Lot Number | 7 |
| Jurisdiction | CLEVELAND OK |
| Township / Civil Division | NORMAN |
| Census Block Group | 5 |
| Census Block | 5002 |
| Census Tract | 201403 |
516 Elmcrest Dr is owned and occupied by an individual who bought it in June 2026.
Source: Cleveland County records, as of June 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 516 ELMCREST DR, NORMAN, OK 73071-7054 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 4, 2026 | Warranty Deed, Transfer · FHA Mortgage OKLAHOMA HSNG FINANCIAL AGENCY |
| Jun 4, 2026 | Warranty Deed, Transfer · FHA Mortgage MORTGAGE MORTGAGE |
| Oct 18, 2019 | Deed of Trust, Mortgage · Conventional Mortgage MR COOPER |
| Apr 17, 2018 | Warranty Deed, Transfer · Conventional Mortgage FIRST NAT'L BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 4, 2026 · Amount on File |
| Deed Sale | Jun 4, 2026 · Amount on File |
| Prior Sale | Apr 17, 2018 · Amount on File |
| Deed Document Number | 202616192 |
| Deed Book / Page | 6974 / 529 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Recording Date | Jun 4, 2026 |
| Property Address | 516 ELMCREST DR, NORMAN, OK 73071-7054 |
| Document Number | 0000016192 |
| Book / Page | 6974 / 529 |
| Instrument Date | May 8, 2026 |
| Instrument | 202616192 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $30,300.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 516 ELMCREST DR, NORMAN, OK 73071-7054 |
| Document Number | 0000016193, |
|---|---|
| Date | Jun 4, 2026 |
| Instrument | 202616193 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Number | 0000016194, |
|---|---|
| Date | Jun 4, 2026 |
| Book Page | 6974/547 |
| Instrument | 202616194 |
| Name | OKLAHOMA HSNG FINANCIAL AGENCY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 30 Months |
| Due | Jun 1, 2056 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Recording Date | Jun 4, 2026 |
| Property Address | 516 ELMCREST DR, NORMAN, OK 73071-7054 |
| Document Number | R202616192 |
| Book / Page | 6974 / 529 |
| Instrument Date | May 8, 2026 |
| Instrument | 202616192 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $30,300.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 516 ELMCREST DR, NORMAN, OK 73071-7054 |
| Document Number | 0000016193, |
|---|---|
| Date | Jun 4, 2026 |
| Instrument | 202616193 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Max Rate | -1% |
|---|
| Document Number | 0000016194, |
|---|---|
| Date | Jun 4, 2026 |
| Book Page | 6974/547 |
| Instrument | 202616194 |
| Name | HOUSING FINANCIAL |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Property Address | 516 ELMCREST DR, NORMAN, OK 73071-7054 |
| Document Number | 0000037754 |
| Instrument Date | Oct 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2019 |
| Title Company | OKLAHOMA LAND TITLE SERVICES LLC, OKLAHOMA LAND TITLE SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 516 ELMCREST DR NORMAN OK 730717054, NORMAN, OK 73071-7054 |
| Document Number | 0000037754 |
|---|---|
| Date | Nov 25, 2019 |
| Book Page | 005994/000387 |
| Instrument | 37754 |
| Name | MR COOPER |
|---|---|
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 24, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Recording Date | Apr 17, 2018 |
| Property Address | 516 ELMCREST DR, NORMAN, OK 73071-7054 |
| Document Number | 0000011324 |
| Book / Page | 005790 / 000326 |
| Instrument Date | Apr 9, 2018 |
| Instrument | 11324 |
| Transaction Type | Transfer |
| Record Updated | May 4, 2018 |
| Title Company | CHICAGO TITLE OK |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $183.75 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 410 RAILHEAD LOOP ARDMORE OK 734012935, ARDMORE, OK 73401-2935 |
| Document Number | 11325 |
|---|---|
| Date | Apr 17, 2018 |
| Book Page | 005790/000327 |
| Instrument | 11325 |
| Name | FIRST NAT'L BK |
|---|---|
| Type | Bank |
| Address | ARDMORE, OK 73401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Apr 16, 2023 |
The 2025 property tax bill for 516 Elmcrest Dr was $1,659 with a homeowner's exemption.
Source: Cleveland County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Cleveland County |
| Municipality | Norman City |
| Unified School District | Norman Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,659.00 Homeowner's exemption | $14,818 Land $2,966 Building $11,852 | $179,685 Land $35,970 Building $143,715 |
| 2023 | $1,556.00 Homeowner's exemption | $13,968 Land $3,000 Building $10,968 | $116,403 Land $25,000 Building $91,403 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 516 Elmcrest Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2013) |
| Most Recent Claim | Jul 2013 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 516 Elmcrest Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORMAN UTILITIES AUTHORITY serves 104,868 people · EPA ID OK1020801 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2022 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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