516 E Simonton St, Elkhart, IN 46514 Property Records

Elkhart County property record for 516 E Simonton St, Elkhart, IN 46514

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,614 sqft · built 1955
Lot Size	0.107 acres (4,661 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (May 2022)
Tax Bill	$2,552 (2024)
Deeds & Mortgages	May 2022 Sale & Mortgage Dec 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`20-02-32-476-011.000-027`

Property Details

APN / Parcel Number

Primary APN	`20-02-32-476-011.000-027`
Alternative APN	`0232476011027`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,614 sqft Living Area
1st Floor Area	990 sqft
Upper Floors Area	624 sqft
Basement Area	990 sqft
Finished Basement	900 sqft
Flooring	Subfloor
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1995
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	4,661 sqft (0.107 acres)
Lot Dimensions	83 ft deep x 56 ft wide
Garage Type	Detached
Garage Area	216 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	108 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0232476011027
Old Parcel Number	0232476011027
Street Address	516 E SIMONTON ST
City	ELKHART
State	IN
Zip	46514-3319
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	JOHNSONS 2ND 56FT E END LOT 63 56FT E END LOT 64
Legal Subdivision	JOHNSONS 2ND 56FT E END
Legal Block	476
Legal Lot Number	63,64
Jurisdiction	ELKHART IN
Township / Civil Division	OSOLO
Census Block Group	2
Census Block	2037
Census Tract	1601

Owner

Source: Elkhart County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	516 E SIMONTON ST, ELKHART, IN 46514-3319
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2022	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Dec 14, 2021	Special Warranty Deed, Transfer · Stand-Alone First Mortgage KATY CAPITAL INVESTMETNS LLC
Apr 23, 2021	Sheriff's Deed, Foreclosure
Apr 20, 2018	Loan Modification, Mortgage LAELIA LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 12, 2022 · Amount on Record
Deed Sale	May 12, 2022 · Amount on Record
Prior Sale	Dec 14, 2021 · Amount on Record
Deed Document Number	0000000033
Prior Transfer Date	May 11, 2022
Prior Transfer Doc	0000000033
Record Updated	Jun 8, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELKHART IN
Recording Date	May 11, 2022
Property Address	516 E SIMONTON ST, ELKHART, IN 46514-3319
Document Number	0000000033
Instrument Date	May 9, 2022
Instrument	2022-10033
Transaction Type	Transfer
Record Updated	May 19, 2023
Title Company	NEAR NORTH TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	516 E SIMONTON ST, ELKHART, IN 46514-3319

Mortgage

Document Number	0000000034
Date	May 11, 2022
Instrument	2022-10034

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

December 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ELKHART IN
Recording Date	Dec 14, 2021
Property Address	516 E SIMONTON ST, ELKHART, IN 46514-3319
Document Number	0000003547
Map Reference	DD 109 PG 548
Instrument Date	Nov 29, 2021
Instrument	2021-33547
Transaction Type	Transfer
Record Updated	May 19, 2023
Title Company	TITLE CLEARING AND ESCROW, TITLE CLEARING & ESCROW LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	425 S FINANCIAL PL, CHICAGO, IL 60605-1000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29090 2, ELKHART, IN 46514
Investor	Possibly a Property Investor

Mortgage

Document Number	0000003548
Date	Dec 14, 2021
Instrument	2021-33548

Lender

Name	KATY CAPITAL INVESTMETNS LLC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

April 2021: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	ELKHART IN
Recording Date	Apr 23, 2021
Property Address	516 E SIMONTON ST, ELKHART, IN 46514-3319
Document Number	0000000474
Map Reference	DD 109 PG 548
Instrument Date	Mar 31, 2021
Instrument	2021-10474
Transaction Type	Foreclosure
Record Updated	May 19, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	516 E SIMONTON ST, ELKHART, IN 46514-3319

April 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ELKHART IN
Property Address	516 E SIMONTON ST, ELKHART, IN 46514-3319
Document Number	0000015911
Instrument Date	Apr 20, 2018
Transaction Type	Mortgage
Record Updated	Aug 30, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 GARNET DR BRENTWOOD NY 117171117, BRENTWOOD, NY 11717-1117

Mortgage

Document Number	0000015911
Date	Aug 6, 2018
Instrument	15911

Lender

Name	LAELIA LLC

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 5, 2048

Interest

Rate Type	Fixed Rate
Rate	6%

Tax Assessment & Valuation

Source: Elkhart County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Elkhart County
County Subdivision	Osolo Township
Municipality	Elkhart City
Unified School District	Elkhart Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$269,500 (+7.46%) Land $10,000 Building $259,500	$269,500 (+7.46%) Land $10,000 Building $259,500
2024	$2,552.00 (+84.53%)	$250,800 (+9.52%) Land $10,000 Building $240,800	$250,800 (+9.52%) Land $10,000 Building $240,800
2023		$229,000 (+67.52%) Land $10,000 Building $219,000	$229,000 (+67.52%) Land $10,000 Building $219,000
2022	$1,383.00	$136,700 Land $10,000 Building $126,700	$136,700 Land $10,000 Building $126,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1981)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELKHART PUBLIC WORKS AND UTILITIES serves 46,455 people · EPA ID IN5220008
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Surf Internet.

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