Steele County property record for 516 E School St, Owatonna, MN 55060
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,284 sqft · built 1950 |
| Lot Size | 0.192 acres (8,364 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $207,000 (Nov 2025) |
| Tax Bill | $2,930 (2026) |
| Deeds & Mortgages | Jan 2018 Mortgage Nov 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-136-0103 |
| Primary APN | 17-136-0103 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 2,284 sqft Finished Area |
| Basement Area | 312 sqft |
| Finished Basement | 312 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,364 sqft (0.192 acres) |
| Garage Type | Built-in |
| Garage Area | 551 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 516 E SCHOOL ST |
|---|---|
| City | OWATONNA |
| State | MN |
| Zip | 55060-3028 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | REPLAT OF HIGHLAND PARK - CHAMBERS BLK 1 LOT 3 & 1/2 OF VACATED ALLEY RE-PLAT OF HIGHLAND PARK ADDN |
| Legal Subdivision | REPLAT OF HIGHLAND PARK - CHAMBERS |
| Legal Block | 1 |
| Legal Lot Number | 3-1 |
| Jurisdiction | STEELE MN |
| Township / Civil Division | OWATONNA |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 960200 |
Source: Steele County records · APN 17-136-0103
Assessment roll updated September 8, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 516 E SCHOOL ST, OWATONNA, MN 55060-3028 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 08, 2018 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Nov 17, 2025 | Warranty Deed, Transfer · Conventional Mortgage FIRST CLASS MORTGAGE CORP |
| Aug 20, 2021 | Transfer on Death Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 07, 2025 · Amount on Record |
| Deed Sale | Nov 07, 2025 · Amount on Record |
| Deed Document Number | 20251826686 |
| Prior Transfer Date | Aug 19, 2021 |
| Prior Transfer Doc | 0000438116 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEELE MN |
| Property Address | 516 E SCHOOL ST, OWATONNA, MN 55060-3028 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2025 |
| Name | Verified Name |
|---|
| Document Number | A000416485 |
|---|---|
| Date | Jan 08, 2018 |
| Instrument | A000416485 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 12, 2047 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEELE MN |
| Recording Date | Nov 17, 2025 |
| Property Address | 516 E SCHOOL ST, OWATONNA, MN 55060-3028 |
| Document Number | A000459077 |
| Instrument Date | Oct 29, 2025 |
| Instrument | A000459077 |
| Transaction Type | Transfer |
| Record Updated | Dec 10, 2025 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $683.10 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 516 E SCHOOL ST, OWATONNA, MN 55060-3028 |
| Document Number | A000459078 |
|---|---|
| Date | Nov 17, 2025 |
| Instrument | A000459078 |
| Name | FIRST CLASS MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2055 |
| Document Number | A000459079 |
|---|---|
| Date | Nov 17, 2025 |
| Instrument | A000459079 |
| Name | FIRST CLASS MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Dec 01, 2035 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | STEELE MN |
| Recording Date | Aug 20, 2021 |
| Property Address | 516 E SCHOOL ST, OWATONNA, MN 55060-3028 |
| Document Number | A000438116 |
| Instrument Date | Aug 19, 2021 |
| Instrument | A000438116 |
| Transaction Type | Transfer |
| Record Updated | Sep 08, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 516 E SCHOOL ST, OWATONNA, MN 55060-3028 |
Source: Steele County records · Assessment roll updated September 8, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Steele County |
| Municipality | Owatonna City |
| Unified School District | Owatonna Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,930.00 (+11.15%) | ||
| 2025 | $2,636.00 (+3.37%) Homeowner's exemption | $216,000 (+18.62%) Land $36,900 Building $179,100 | $216,000 (+18.62%) Land $36,900 Building $179,100 |
| 2023 | $2,550.00 Homeowner's exemption | $182,100 Land $26,100 Building $156,000 | $182,100 Land $26,100 Building $156,000 |
Source: FEMA National Flood Hazard Layer as of November 11, 2014 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (2010) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Sep 2010 · Severe Storms And Flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| LTD Broadband Fixed Wireless | 150 / 130 |
| Midcontinent Communications Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 439 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Owatonna serves 26,430 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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