516 E Minnesota St, Temple, OK 73568 Property Records

Cotton County property record for 516 E Minnesota St, Temple, OK 73568

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,286 sqft · built 1977
Lot Size	0.081 acres (3,550 sqft)
Owner	2 Individual Names on File
Last Sale	$119,500 (Sep 2025)
Tax Bill	$827 (2025)
Deeds & Mortgages	Oct 2018 Line of Credit Sep 2025 Sale & Mortgage + 1 more
APN	`0002-00-081-005-0-005-00`

Property Details

APN / Parcel Number

Primary APN	`0002-00-081-005-0-005-00`
Alternative APN	`4654`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,286 sqft Living Area
1st Floor Area	1,286 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1981
Architectural Style	Traditional
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	3,550 sqft (0.081 acres)
Lot Dimensions	142 ft deep x 25 ft wide
Garage Type	Carport
Garage Area	280 sqft
Carport	Carport
Carport Area	280 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	64 sqft
Patio Area	200 sqft
Shed	1 Shed
Shed Area	70 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	4654
Street Address	516 E MINNESOTA ST
City	TEMPLE
State	OK
Zip	73568-9081
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LTS 5-9 AND THE E 22' OF 10 BLK 81 T. HTS
Legal Range	10E
Legal Township	03S
Legal Section	22
Legal Subdivision	TEMPLE HEIGHTS
Legal Block	81
Legal Lot Number	5-9
Jurisdiction	COTTON OK
Township / Civil Division	TEMPLE
Census Block Group	2
Census Block	2050
Census Tract	871200

Owner

Source: Cotton County assessment roll, as of February 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	516 E MINNESOTA ST, TEMPLE, OK 73568-9081
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2018	Deed of Trust, Mortgage · Line of Credit WALTERS BANK & TRUST CO
Sep 29, 2025	Deed, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU
Jun 9, 2023	Warranty Deed, Transfer · FHA Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 29, 2025 · Amount on Record
Deed Sale	Sep 29, 2025 · Amount on Record
Prior Sale	Jun 9, 2023 · Amount on Record
Deed Document Number	20251067
Deed Book / Page	460 / 512
Prior Transfer Date	May 31, 2023
Prior Transfer Doc	000444/596
Record Updated	Sep 20, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COTTON OK
Property Address	516 E MINNESOTA ST, TEMPLE, OK 73568-9081
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	516 E MINNESOTA ST, TEMPLE, OK 73568-9081

Mortgage

Document Number	000415/663
Date	Oct 10, 2018
Book Page	0415/663
Instrument	2018-002100

Lender

Name	WALTERS BANK & TRUST CO
Type	Bank
Address	WALTERS, OK 73572

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	84 Months
Due	Oct 15, 2025

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	COTTON OK
Recording Date	Sep 29, 2025
Property Address	516 E MINNESOTA ST, TEMPLE, OK 73568-9081
Document Number	000460/512
Book / Page	460 / 512
Instrument Date	Sep 9, 2025
Instrument	I-2025-001067
Transaction Type	Transfer
Record Updated	Jan 15, 2026
Title Company	NATIONS TITLE/OKC, NATIONS TITLE OF OKC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$179.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	516 E MINNESOTA ST, TEMPLE, OK 73568-9081

Mortgage

Document Number	I2025001068
Date	Sep 29, 2025
Instrument	I-2025-001068

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COTTON OK
Recording Date	Jun 9, 2023
Property Address	516 E MINNESOTA ST, TEMPLE, OK 73568-9081
Document Number	000444/596
Book / Page	444 / 596
Instrument Date	May 31, 2023
Instrument	I-2023-001544
Transaction Type	Transfer
Record Updated	Jan 15, 2026
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$135.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	516 E MINNESOTA ST, TEMPLE, OK 73568-9081

Mortgage

Document Number	I2023001545
Date	Jun 9, 2023
Instrument	I-2023-001545

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Tax Assessment & Valuation

Source: Cotton County assessment roll, as of February 12, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Cotton County
Municipality	Temple Town
Unified School District	Temple Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$827.00 (-1.31%)	$9,494 (-8.28%) Land $173 Building $9,321
2024	$838.00 (+84.58%)	$10,351 (+105.54%) Land $173 Building $10,178	$82,558 (+88.56%) Land $1,500 Building $81,058
2023	$454.00	$5,036 Land $173 Building $4,863	$43,783 Land $1,500 Building $42,283

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Oklahoma
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TEMPLE serves 1,146 people · EPA ID OK1011306
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2025 Turbidity not recorded as resolved · Aug 2023 Treatment failure not recorded as resolved · Nov 2022
Treatment and Procedure	Organic carbon removal Apr 2024
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AMG Technology Investment Group Fixed Wireless	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20
Pioneer Telephone Cooperative (OK) DSL · Fiber in parts of the area	46 / 7

May also be available: T-Mobile USA, Verizon.

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