516 E Main St, West Lafayette, OH 43845 Property Records

Coshocton County property record for 516 E Main St, West Lafayette, OH 43845

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,898 sqft · built 1898
Lot Size	2.03 acres (88,688 sqft)
Owner	Individual Name on File
Last Sale	$65,000 (May 2005)
Tax Bill	$2,365 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Feb 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`002378-1`

Property Details

APN / Parcel Number

Primary APN	`002378-1`
Alternative APN	`0200000110800`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,898 sqft Living Area
1st Floor Area	1,068 sqft
Upper Floors Area	830 sqft
Basement Area	830 sqft
Unfinished Basement	830 sqft

Exterior

Year Built	Built 1898
Effective Year Built	Effective 1898
Architectural Style	Traditional
Exterior Material	Wood
Construction Type	Frame
Lot Area	88,688 sqft (2.03 acres)
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	002378-1
Street Address	516 E MAIN ST
City	WEST LAFAYETTE
State	OH
Zip	43845-1222
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OUT LOT 47 2.036A 06 DOC 4400
Legal Subdivision	VILLAGE OF WEST LAGAYETTE
Legal Lot Number	47
Jurisdiction	COSHOCTON OH
Township / Civil Division	LAFAYETTE
Census Block Group	2
Census Block	2011
Census Tract	961800

Owner

516 E Main St is owned and occupied by an individual who acquired it in August 2006.

Source: Coshocton County records, as of April 17, 2026

Owner of Record	Individual Name on File
Mailing Address	516 E MAIN ST, WEST LAFAYETTE, OH 43845-1222
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2026	Deed of Trust, Mortgage · Conventional Mortgage BALTIC STATE BANK
Feb 9, 2024	Deed of Trust, Mortgage · Closed-End Mortgage THE HOME LOAN SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 9, 2005 · Amount on File
Deed Sale	May 9, 2005 · Amount on File
Prior Sale	Nov 24, 2004
Deed Document Number	20052287
Deed Book / Page	377 / 580
Last Transfer Date	Aug 16, 2006
Transfer Doc	000422/203
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COSHOCTON OH
Recording Date	Aug 11, 2026
Property Address	516 E MAIN ST, WEST LAFAYETTE, OH 43845-1222
Document Number	0000003365
Book / Page	813 / 2713
Instrument Date	Aug 7, 2026
Instrument	20263365
Transaction Type	Mortgage
Record Updated	Aug 20, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	516 E MAIN ST, WEST LAFAYETTE, OH 43845-1222

Mortgage

Document Number	0000003365,
Date	Aug 11, 2026
Book Page	813/2713
Instrument	20263365

Lender

Name	BALTIC STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COSHOCTON OH
Property Address	516 E MAIN ST, WEST LAFAYETTE, OH 43845-1222
Transaction Type	Mortgage
Record Updated	Feb 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	516 E MAIN ST, WEST LAFAYETTE, OH 43845-1222

Mortgage

Document Number	00799/5037
Date	Feb 9, 2024
Book Page	799/5037
Instrument	202400000490

Lender

Name	THE HOME LOAN SAVINGS BANK
Type	Bank
Address	413 MAIN ST, COSHOCTON, OH 43812

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	60 Months
Due	Feb 10, 2029

Tax Assessment & Valuation

The 2025 property tax bill for 516 E Main St was $2,365 with a homeowner's exemption.

Source: Coshocton County assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Coshocton County
County Subdivision	Lafayette Township
Municipality	West Lafayette Village
Unified School District	Ridgewood Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,365.00	$57,270 Land $20,660 Building $36,610	$163,620 Land $59,020 Building $104,600
2023	$1,720.00 (-2.44%) Homeowner's exemption	$41,773 (-) Land $13,818 Building $27,955
2022	$1,763.00 Homeowner's exemption	$41,773 Land $13,818 Building $27,955
2021			$119,350 Land $39,480 Building $79,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 516 E Main St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective March 2, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Sep 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 516 E Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EDGEWOOD TERRACE private · serves 87 people · EPA ID OH1600212
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Smart Way Communications.

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