Frederick County property record for 516 E Main St, Thurmont, MD 21788
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 3,068 sqft · built 1910 |
| Lot Size | 0.735 acres (32,000 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,875 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-323043 |
| Primary APN | 15-323043 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,068 sqft Living Area |
| Gross Area | 3,158 sqft |
| 1st Floor Area | 1,534 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Slate |
| Lot Area | 32,000 sqft (0.735 acres) |
| Lot Dimensions | 250 ft deep x 128 ft wide |
| Porch | Enclosed Porch |
| Porch Area | 794 sqft |
| Heating System | Baseboard |
|---|---|
| Sewer | Municipal |
| Account Number | 323043 |
|---|---|
| Street Address | 516 E MAIN ST |
| City | THURMONT |
| State | MD |
| Zip | 21788-1864 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LT 128 X 250 516 E. MAIN ST. THURMONT |
| Legal Subdivision | THURMONT |
| Legal Block | 230 |
| Legal Lot Number | 516 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 15, THURMONT |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 753001 |
Source: Frederick County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 2, THURMONT, MD 21788-0002 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Personal Representative |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Oct 15, 2013 |
| Transfer Doc | 0098180487 |
| Record Updated | Sep 20, 2026 |
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Thurmont Town |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $404,600 (+10.69%) Land $76,000 Building $328,600 | $404,600 (-) Land $76,000 Building $328,600 | |
| 2025 | $4,875.00 (+5.04%) Homeowner's exemption | $365,533 (+27.19%) | $404,600 (+40.78%) Land $76,000 Building $328,600 |
| 2024 | $4,641.00 (+6.03%) | ||
| 2023 | $4,377.00 | $287,400 Land $71,600 Building $215,800 | $287,400 Land $71,600 Building $215,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Sep 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF THURMONT serves 6,200 people · EPA ID MD0100023 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2025 |
| Lead | 4 ppb (2016–2018) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
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