516 E Locust St, Chatsworth, IL 60921 Property Records

Livingston County property record for 516 E Locust St, Chatsworth, IL 60921

Property Summary

Property Type	Commercial
Details	1,332 sqft · built 1954
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Individual Names on File
Last Sale	$25,000 (Jul 2019)
Tax Bill	$1,356 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-27-03-327-026`

Property Details

APN / Parcel Number

Primary APN	`27-27-03-327-026`

Interior

Building Area	1,332 sqft Building Perimeter

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	150 ft deep x 29 ft wide

Location & Zoning

Street Address	516 E LOCUST ST
City	CHATSWORTH
State	IL
Zip	60921-8104
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	27-03-327-026 LOT 29 X 150 W29 OF LOT 11 BLK 23 VILLAGE OF CHATSWORTH
Legal Subdivision	VILLAGE OF CHATSWORTH
Legal Block	23
Legal Lot Number	11
Jurisdiction	LIVINGSTON IL
Township / Civil Division	CHATSWORTH
Census Block Group	2
Census Block	2045
Census Tract	961000

Owner

516 E Locust St, a commercial property, is owned by two individuals who bought it in July 2019.

Source: Livingston County records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	302 W LOCUST ST, CHATSWORTH, IL 60921-9234
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage PROSPECT BANK
Jul 24, 2019	Warranty Deed, Transfer · Conventional Mortgage PROSPECT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2019 · Amount on File
Deed Sale	Jul 24, 2019 · Amount on File
Deed Document Number	20192767
Record Updated	Sep 20, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON IL
Property Address	516 E LOCUST ST, CHATSWORTH, IL 60921-8104
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019R04830
Date	Dec 12, 2019
Instrument	2019R-04830

Lender

Name	PROSPECT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Dec 10, 2039

Interest

Rate Type	Adjustable Rate

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON IL
Recording Date	Jul 24, 2019
Property Address	516 E LOCUST ST, CHATSWORTH, IL 60921-8104
Document Number	2019R02767
Instrument Date	Jul 23, 2019
Instrument	2019R-02767
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$37.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	302 W LOCUST ST, CHATSWORTH, IL 60921-9234

Mortgage

Document Number	2019R02768
Date	Jul 24, 2019
Instrument	2019R-02768

Lender

Name	PROSPECT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jul 23, 2029

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 516 E Locust St was $1,356.

Source: Livingston County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Livingston County
County Subdivision	Chatsworth Township
Municipality	Chatsworth Town
Unified School District	Prairie Central Community Unit School District 8 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,356.00	$13,085 Land $1,545 Building $11,540	$39,255 Land $4,635 Building $34,620

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 516 E Locust St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 516 E Locust St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHATSWORTH serves 1,200 people · EPA ID IL1050100
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Nextlink, Watch TV.

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