Spokane County property record for 516 E Ermina Ave, Spokane, WA 99207
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,520 sqft · built 1905 |
| Lot Size | 0.14 acres (6,086 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $363,000 (Aug 2026) |
| Tax Bill | $3,342 (2026) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Sep 2022 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 35083.1004 |
| Primary APN | 35083.1004 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Building Area | 1,520 sqft Living Area |
| Gross Area | 2,760 sqft |
| 1st Floor Area | 920 sqft |
| Upper Floors Area | 920 sqft |
| Basement Area | 920 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1905 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,086 sqft (0.14 acres) |
| Lot Dimensions | 142 ft deep x 42 ft wide |
| Porch | Open Frame Porch |
| Porch Area | 120 sqft |
| Canopy | 120 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 516 E ERMINA AVE |
|---|---|
| City | SPOKANE |
| State | WA |
| Zip | 99207-2258 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF |
| Legal Description | HEATHS HEATHS SUB L4B10 |
| Legal Subdivision | HEATHS HEATHS SUB |
| Legal Block | 10 |
| Legal Lot Number | 4 |
| Jurisdiction | SPOKANE WA |
| Township / Civil Division | SPOKANE |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 2501 |
Source: Spokane County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 308 E 28TH AVE, ELLENSBURG, WA 98926-3069 |
| Owner Type | Individual |
| Vesting | Unmarried Man |
| Date | Document |
|---|---|
| Aug 12, 2026 | Warranty Deed, Transfer · Conventional Mortgage IDAHO CENTRAL CREDIT UNION |
| Sep 9, 2022 | Deed of Trust, Mortgage · Commercial Mortgage CHAMPION FUNDING LLC |
| Sep 9, 2022 | Deed of Trust, Mortgage · Commercial Mortgage CHAMPION FUNDING LLC |
| Sep 9, 2022 | Deed of Trust, Mortgage · Commercial Mortgage CHAMPION FUNDING LLC |
| Sep 9, 2022 | Deed of Trust, Mortgage · Commercial Mortgage CHAMPION FUNDING LLC |
| Sep 9, 2022 | Deed of Trust, Mortgage · Commercial Mortgage CHAMPION FUNDING LLC |
| Aug 30, 2017 | Warranty Deed, Transfer · Conventional Mortgage FRANKLIN LN CTR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 12, 2026 · Amount on Record |
| Deed Sale | Aug 12, 2026 · Amount on Record |
| Prior Sale | Aug 30, 2017 · Amount on Record |
| Deed Document Number | 20267508241 |
| Prior Transfer Date | Sep 23, 2004 |
| Prior Transfer Doc | 0005128522 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Aug 12, 2026 |
| Property Address | 516 E ERMINA AVE, SPOKANE, WA 99207-2258 |
| Document Number | 0007508241 |
| Instrument Date | Aug 3, 2026 |
| Instrument | 20267508241 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2026 |
| Title Company | SIMPLE TITLE, SIMPLIFILE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 308 E 28TH AVE, ELLENSBURG, WA 98926-3069 |
| Document Number | 0007508242, |
|---|---|
| Date | Aug 12, 2026 |
| Instrument | 20267508242 |
| Name | IDAHO CENTRAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.13% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 516 E ERMINA AVE, SPOKANE, WA 99207-2258 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2023 |
| Title Company | TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 1506 N FELTS RD, SPOKANE VALLEY, WA 99206-3999 |
| Document Number | 0007238314 |
|---|---|
| Date | Sep 9, 2022 |
| Instrument | 7238314 |
| Name | CHAMPION FUNDING LLC |
|---|---|
| Address | 08529 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 516 E ERMINA AVE, SPOKANE, WA 99207-2258 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2023 |
| Title Company | TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 1506 N FCLTS RD, SPOKANE VALLEY, WA 99206-3999 |
| Document Number | 0007238316 |
|---|---|
| Date | Sep 9, 2022 |
| Instrument | 7238316 |
| Name | CHAMPION FUNDING LLC |
|---|---|
| Address | GILBERT, AZ 85297 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 516 E ERMINA AVE, SPOKANE, WA 99207-2258 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2023 |
| Title Company | TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 1506 N FELTS RD, SPOKANE VALLEY, WA 99206-3999 |
| Document Number | 0007238315 |
|---|---|
| Date | Sep 9, 2022 |
| Instrument | 7238315 |
| Name | CHAMPION FUNDING LLC |
|---|---|
| Address | GILBERT, AZ 85297 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 516 E ERMINA AVE, SPOKANE, WA 99207-2258 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2023 |
| Title Company | WFG INSURED |
| Name | Verified Name |
|---|---|
| Address | 1506 N FELTS RD, SPOKANE VALLEY, WA 99206-3999 |
| Document Number | 0007238313 |
|---|---|
| Date | Sep 9, 2022 |
| Instrument | 7238313 |
| Name | CHAMPION FUNDING LLC |
|---|---|
| Address | GILBERT, AZ 85297 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 516 E ERMINA AVE, SPOKANE, WA 99207-2258 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2023 |
| Title Company | WFG INSURED |
| Name | Verified Name |
|---|---|
| Address | 1506 N FELTS RD, SPOKANE VALLEY, WA 99206-3999 |
| Document Number | 0007238312 |
|---|---|
| Date | Sep 9, 2022 |
| Instrument | 7238312 |
| Name | CHAMPION FUNDING LLC |
|---|---|
| Address | GILBERT, AZ 85297 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Aug 30, 2017 |
| Property Address | 516 E ERMINA AVE, SPOKANE, WA 99207-2258 |
| Document Number | 0006635845 |
| Instrument Date | Aug 23, 2017 |
| Instrument | 6635845 |
| Transaction Type | Transfer |
| Record Updated | Sep 8, 2017 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,066.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 516 E ERMINA AVE SPOKANE WA 992072258, SPOKANE, WA 99207-2258 |
| Document Number | 6635846 |
|---|---|
| Date | Aug 30, 2017 |
| Instrument | 6635846 |
| Name | FRANKLIN LN CTR |
|---|---|
| Type | Funding / Finance Company |
| Address | PALM DESERT, CA 92260 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 29, 2047 |
Source: Spokane County assessment roll, as of June 17, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Spokane County |
| Municipality | Spokane City |
| Unified School District | Spokane Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,342.00 (-1.5%) | $324,600 (-0.61%) Land $80,000 Building $244,600 | $324,600 (-0.61%) Land $80,000 Building $244,600 |
| 2025 | $3,393.00 (-5.36%) | $326,600 (-10.89%) Land $75,000 Building $251,600 | $326,600 (-10.89%) Land $75,000 Building $251,600 |
| 2024 | $366,500 (+39.89%) Land $65,000 Building $301,500 | $366,500 (+39.89%) Land $65,000 Building $301,500 | |
| 2023 | $3,585.00 (+16.93%) | $262,000 Land $45,000 Building $217,000 | $262,000 Land $45,000 Building $217,000 |
| 2022 | $3,066.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 2,000 / 1,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Wind Wireless Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| Intermax Networks Fixed Wireless | 100 / 20 |
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