Ogle County property record for 516 E Buffalo St, Polo, IL 61064 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1,144 sqft · built 1902 |
| Lot Size | 0.325 acres (14,189 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $135,000 (Jul 2026) |
| Tax Bill | $2,659 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Apr 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-16-280-013 |
| Primary APN | 14-16-280-013 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 1,144 sqft Living Area |
| Year Built | Built 1902 |
|---|---|
| Effective Year Built | Effective 1902 |
| Lot Area | 14,189 sqft (0.325 acres) |
| Lot Dimensions | 141 ft deep x 100 ft wide |
| Garage Type | Attached |
| Street Address | 516 E BUFFALO ST |
|---|---|
| City | POLO |
| State | IL |
| Zip | 61064-1708 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RNG/BLK: TWP:0 SECT/LOT: LOTS 13 & 14 BLK 1 SNOOKS ADD CITY OF POLO |
| Legal Subdivision | SNOOKS ADD |
| Legal Block | 1 |
| Legal Lot Number | 13-14 |
| Jurisdiction | OGLE IL |
| Township / Civil Division | BUFFALO |
| Census Block Group | 4 |
| Census Block | 4042 |
| Census Tract | 961500 |
Source: Ogle County records · APN 14-16-280-013
Assessment roll updated April 28, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 516 E BUFFALO ST, POLO, IL 61064-1708 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 07, 2026 | Warranty Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK |
| Apr 01, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK SHANNON POLO |
| Aug 11, 2019 | Loan Modification, Mortgage · Conventional Mortgage FIRST ST BK/SHANNON-POLO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 07, 2026 · Amount on Record |
| Deed Sale | Jul 07, 2026 · Amount on Record |
| Deed Document Number | 20263330 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OGLE IL |
| Recording Date | Jul 07, 2026 |
| Property Address | 516 E BUFFALO ST, POLO, IL 61064-1708 |
| Document Number | 0000003330 |
| Instrument Date | Jul 02, 2026 |
| Instrument | 20263330 |
| Transaction Type | Transfer |
| Record Updated | Aug 06, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $20,452.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 516 E BUFFALO ST, POLO, IL 61064-1708 |
| Date | Jul 07, 2026 |
|---|
| Name | UNION SAVINGS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.74% |
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OGLE IL |
| Property Address | 516 E BUFFALO ST, POLO, IL 61064-1708 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000002365 |
|---|---|
| Date | Apr 01, 2021 |
| Instrument | 202102365 |
| Name | FIRST STATE BANK SHANNON POLO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | May 24, 2026 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OGLE IL |
| Property Address | 516 E BUFFALO ST, POLO, IL 61064-1708 |
| Document Number | 0000004725 |
| Instrument Date | Aug 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 516 E BUFFALO ST POLO IL 610641708, POLO, IL 61064-1708 |
| Document Number | 0000004725 |
|---|---|
| Date | Aug 26, 2019 |
| Instrument | 4725 |
| Name | FIRST ST BK/SHANNON-POLO |
|---|---|
| Type | Bank |
| Address | PO BOX 67, POLO, IL 61064-0067 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Aug 25, 2024 |
| Rate | 5.25% |
|---|
Source: Ogle County records · Assessment roll updated April 28, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Ogle County |
| County Subdivision | Buffalo Township |
| Municipality | Polo City |
| Unified School District | Polo Community Unit School District 222 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,659.00 (+13.25%) | $35,069 (+1.23%) Land $8,769 Building $26,300 | $105,207 (+1.23%) Land $26,307 Building $78,900 |
| 2023 | $34,642 Land $8,662 Building $25,980 | $103,926 Land $25,986 Building $77,940 | |
| 2022 | $2,348.00 |
Source: FEMA National Flood Hazard Layer, Ogle County (17141C), updated December 30, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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