516 E 3rd St, National City, CA 91950 Property Records

San Diego County property record for 516 E 3rd St, National City, CA 91950

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 938 sqft · built 1947
Lot Size	0.119 acres (5,187 sqft)
Owner	Individual Name on Record
Last Sale	$660,000 (Mar 2026)
Tax Bill	$3,775 (2025)
Deeds & Mortgages	May 2022 Line of Credit Jun 2025 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`556-123-04-00`

Property Details

APN / Parcel Number

Primary APN	`556-123-04-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	938 sqft Living Area

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	5,187 sqft (0.119 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	516 E 3RD ST
City	NATIONAL CITY
State	CA
Zip	91950-1319
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-2
Legal Description	1/4 SEC 155 LOT 13 POR TR 000166
Legal Subdivision	RANCHO DE LA NACION
Legal Tract	000166
Legal Block	2
Legal Lot Number	13
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2010
Census Tract	11801

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	516 E 3RD ST, NATIONAL CITY, CA 91950-1319
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
May 17, 2022	Deed of Trust, Mortgage · Line of Credit BANNER BANK
Jun 24, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage OCMBC INC
Mar 20, 2026	Divorce Transfer, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Mar 20, 2026	Grant Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 20, 2026 · Amount on Record
Deed Sale	Mar 20, 2026 · Amount on Record
Prior Sale	Mar 23, 2010 · Amount on Record
Deed Document Number	202677571
Prior Transfer Date	May 20, 2009
Prior Transfer Doc	0000269851
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	516 E 3RD ST, NATIONAL CITY, CA 91950-1319
Transaction Type	Mortgage
Record Updated	Mar 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	516 E 3RD ST, NATIONAL CITY, CA 91950-1319

Mortgage

Document Number	0000210856
Date	May 17, 2022
Instrument	2022-0210856

Lender

Name	BANNER BANK
Type	Bank
Address	CHULA VISTA, CA 91910

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	516 E 3RD ST, NATIONAL CITY, CA 91950-1319
Transaction Type	Mortgage
Record Updated	Mar 30, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMER TITLE SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	516 E 3RD ST, NATIONAL CITY, CA 91950-1319

Mortgage

Document Number	0000167346
Date	Jun 24, 2025
Instrument	2025-0167346

Lender

Name	OCMBC INC
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2055

March 2026: Divorce Transfer, Transfer

Document Type	Divorce Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 20, 2026
Property Address	516 E 3RD ST, NATIONAL CITY, CA 91950-1319
Document Number	0000077570
Map Reference	MAP 166
Instrument Date	Mar 18, 2026
Instrument	2026-0077570
Transaction Type	Transfer
Record Updated	Mar 30, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	516 E 3RD ST, NATIONAL CITY, CA 91950-1319

March 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 20, 2026
Property Address	516 E 3RD ST, NATIONAL CITY, CA 91950-1319
Document Number	0000077571
Map Reference	MAP 166
Instrument Date	Mar 12, 2026
Instrument	2026-0077571
Transaction Type	Transfer
Record Updated	Mar 30, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	516 E 3RD ST, NATIONAL CITY, CA 91950-1319
Investor	Possibly a Property Investor

Mortgage

Document Number	0000077572
Date	Mar 20, 2026
Instrument	2026-0077572

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	National City
Elementary School District	National Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$269,894 (+2%) Land $126,389 Building $143,505
2025	$3,775.00 (+4.02%)	$264,603 (+4.04%) Land $123,911 Building $140,692
2024	$3,629.00 (+1.31%)
2023	$3,582.00 (+0.31%)	$254,330 Land $119,100 Building $135,230
2022	$3,571.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SWEETWATER AUTHORITY serves 184,915 people · EPA ID CA3710025
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 773 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wyyerd Connect Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks, Google Fiber, T-Mobile.

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