516 E 13th St, Cozad, NE 69130 Property Records

Dawson County property record for 516 E 13th St, Cozad, NE 69130

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,261 sqft · built 1955
Lot Size	0.24 acres (10,448 sqft)
Owner	Individual Name on Record
Last Sale	$153,000 (Oct 2023)
Tax Bill	$2,208 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Apr 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`3410-00-0-20042-000-0006`

Property Details

APN / Parcel Number

Primary APN	`3410-00-0-20042-000-0006`
Alternative APN	`240101782`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,261 sqft Living Area
1st Floor Area	1,261 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	10,448 sqft (0.24 acres)
Lot Dimensions	130 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	286 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	60 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	516 E 13TH ST
City	COZAD
State	NE
Zip	69130-1611
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	00
Legal Description	00000924 N11FT W80FT OF LOT 20 & W80FT OF LOTS 21-22 & W80FT S19.625FT OF LOT 23 S OF ALLEY BROWNS SUB-DIV
Legal Subdivision	BROWNS SUBDIVISION
Legal Lot Number	20-23
Jurisdiction	DAWSON NE
Township / Civil Division	COZAD
Census Block Group	2
Census Block	2066
Census Tract	968300

Owner

Source: Dawson County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	516 E 13TH ST, COZAD, NE 69130-1611
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage PLAINS COMMERCE BANK
Apr 5, 2018	Deed of Trust, Mortgage · Line of Credit STATE FARM BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 10, 2023 · Amount on Record
Deed Sale	Oct 10, 2023 · Amount on Record
Prior Sale	Aug 23, 2012 · Amount on Record
Deed Document Number	20232262
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAWSON NE
Property Address	516 E 13TH ST, COZAD, NE 69130-1611
Transaction Type	Mortgage
Record Updated	May 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	516 E 13TH ST, COZAD, NE 69130-1611

Mortgage

Document Number	0020221143
Date	Apr 11, 2022
Instrument	2022-1143

Lender

Name	PLAINS COMMERCE BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAWSON NE
Property Address	516 E 13TH ST, COZAD, NE 69130-1611
Transaction Type	Mortgage
Record Updated	May 22, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20180892
Date	Apr 5, 2018
Instrument	2018-0892

Lender

Name	STATE FARM BANK FSB
Type	Bank
Address	BLOOMINGTON, IL 61710

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 1, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Dawson County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Dawson County
Municipality	Cozad City
Unified School District	Cozad Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$176,498 (+20.17%) Land $8,358 Building $168,140	$176,498 (+20.17%) Land $8,358 Building $168,140
2025	$2,208.00	$146,878 (+27.68%) Land $8,358 Building $138,520	$146,878 (+27.68%) Land $8,358 Building $138,520
2023	Homeowner's exemption	$115,036 Land $6,269 Building $108,767	$115,036 Land $6,269 Building $108,767

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (2010–2019)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Jul 2019 · Severe Winter Storm, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COZAD serves 3,915 people · EPA ID NE3104701
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cozad Telephone Company Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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