Chesapeake City property record for 516 Downing Dr, Chesapeake, VA 23322
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,594 sqft · built 1988 |
| Lot Size | 0.515 acres (22,433 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,958 (2025) |
| Deeds & Mortgages | Nov 2019 Line of Credit Mar 2021 Transfer + 1 more |
| APN | 0493001000010 |
| Primary APN | 0493001000010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,594 sqft Living Area |
| 1st Floor Area | 1,922 sqft |
| Attic | Attic |
| Attic Area | 252 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 22,433 sqft (0.515 acres) |
| Lot Dimensions | 332 ft deep x 329 ft wide |
| Garage Type | Detached |
| Garage Area | 638 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 90 sqft |
| Deck Area | 638 sqft |
| Patio Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 516 DOWNING DR |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23322-8709 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15S: RESI |
| Legal Description | 1 JOLLIFF STATION SEC ONE |
| Legal Subdivision | TUNBRIDGE STATION SOUTH, JOLLIFF STATION |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 21101 |
Source: Chesapeake City records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 516 DOWNING DR, CHESAPEAKE, VA 23322-8709 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Nov 5, 2019 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Mar 11, 2021 | Intrafamily Transfer, Transfer |
| Jan 3, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Mar 4, 2021 |
| Transfer Doc | 10329/66 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 516 DOWNING DR, CHESAPEAKE, VA 23322-8709 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2022 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 10075/1471 |
|---|---|
| Date | Nov 5, 2019 |
| Book Page | 10075/1471 |
| Instrument | 190030390 |
| Name | BANK OF AMERICA NA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Oct 25, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Mar 11, 2021 |
| Property Address | 516 DOWNING DR, CHESAPEAKE, VA 23322-8709 |
| Document Number | 10329/66 |
| Book / Page | 10329 / 66 |
| Instrument Date | Mar 4, 2021 |
| Instrument | 210011343 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 516 DOWNING DR, CHESAPEAKE, VA 23322-8709 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 516 DOWNING DR, CHESAPEAKE, VA 23322-8709 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 170000002 |
|---|---|
| Date | Jan 3, 2017 |
| Book Page | 9740/1451 |
| Instrument | 170000002 |
| Name | BANK OF AMERICA NA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 19, 2046 |
| Rate Type | Adjustable Rate |
|---|
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $508,000 (+3.48%) Land $189,000 Building $319,000 | $508,000 (+3.48%) Land $189,000 Building $319,000 | |
| 2025 | $4,958.00 (+2.84%) | $490,900 (+9.97%) Land $166,500 Building $324,400 | $490,900 (+9.97%) Land $166,500 Building $324,400 |
| 2024 | $4,821.00 (+39.5%) | ||
| 2023 | $446,400 (+11.29%) Land $157,500 Building $288,900 | $446,400 (+11.29%) Land $157,500 Building $288,900 | |
| 2022 | $401,100 Land $135,000 Building $266,100 | $401,100 Land $135,000 Building $266,100 | |
| 2019 | $3,456.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 183 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 183 in force |
| Nearby Flood Claims | 26 (1990–2020) |
| Claims Outside the SFHA | 3 of 26 |
| Most Recent Claim | Nov 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97.5% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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