516 Dorton Dr, Lancaster, KY 40444 Property Records

Garrard County property record for 516 Dorton Dr, Lancaster, KY 40444

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · built 2004
Lot Size	1.57 acres (68,627 sqft)
Owner	Individual Name on Record
Last Sale	$282,000 (Jul 2020)
Tax Bill	$2,933 (2025)
Deeds & Mortgages	Oct 2006 Line of Credit Oct 2006 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`12-25.065`

Property Details

APN / Parcel Number

Primary APN	`12-25.065`
Alternative APN	`22132`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Vinyl
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	68,627 sqft (1.57 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	22132
Street Address	516 DORTON DR
City	LANCASTER
State	KY
Zip	40444-7246
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT D PHASE 2
Legal Subdivision	CAMP DICK ACRES
Legal Phase	2
Legal Lot Number	D
Jurisdiction	GARRARD KY
Township / Civil Division	BRYANTSVILLE
Census Block Group	2
Census Block	2024
Census Tract	970102

Owner

Source: Garrard County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	516 DORTON DR, LANCASTER, KY 40444-7246
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2006	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Oct 2, 2006	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jun 1, 2013	Deed of Trust, Mortgage · ARM THE FARMERS NATIONAL BANK OF DANVILLE, K
Jun 4, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 8, 2020	Warranty Deed, Transfer
May 9, 2013	Deed, Transfer · FmHA Mortgage THE FARMERS NATIONAL BANK OF DANVILLE, K

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2020 · Amount on Record
Deed Sale	Jul 8, 2020 · Amount on Record
Prior Sale	May 9, 2013 · Amount on Record
Deed Document Number	2020157777
Deed Book / Page	304 / 71
Record Updated	Oct 29, 2026

October 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRARD KY
Property Address	516 DORTON DR, LANCASTER, KY 40444-7246
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	516 DORTON DR, LANCASTER, KY 40444-7246

Mortgage

Document Number	00M264/523
Date	Oct 2, 2006
Book Page	M264/523
Instrument	75830

Lender

Name	JPMORGAN CHASE BANK NA
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Sep 15, 2036

October 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRARD KY
Property Address	516 DORTON DR, LANCASTER, KY 40444-7246
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M264/507
Date	Oct 2, 2006
Book Page	M264/507
Instrument	75829

Lender

Name	JPMORGAN CHASE BANK NA
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2036

June 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRARD KY
Property Address	516 DORTON DR, LANCASTER, KY 40444-7246
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000324/345
Date	Jun 1, 2013
Book Page	324/345
Instrument	116668

Lender

Name	THE FARMERS NATIONAL BANK OF DANVILLE, K
Address	DANVILLE, KY 40422

Agreement

Type	ARM
Amount	Amount Recorded
Term	359 Months
Due	May 8, 2043

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRARD KY
Recording Date	Jun 4, 2026
Property Address	516 DORTON DR, LANCASTER, KY 40444-7246
Document Number	0000216237
Book / Page	472 / 908
Instrument Date	May 29, 2026
Instrument	2026216237
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	516 DORTON DR, LANCASTER, KY 40444-7246
Investor	Possibly a Property Investor

Mortgage

Document Number	0000216237,
Date	Jun 4, 2026
Book Page	472/908
Instrument	2026216237

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GARRARD KY
Recording Date	Jul 8, 2020
Property Address	516 DORTON DR, LANCASTER, KY 40444-7246
Document Number	000D304/71
Book / Page	D304 / 71
Map Reference	DB 270 PG 452
Instrument Date	Jun 30, 2020
Instrument	157777
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Tax	$282.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2048 MOUNT HEBRON RD, LANCASTER, KY 40444-6200

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	516 DORTON DR, LANCASTER, KY 40444-7246

May 2013: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRARD KY
Recording Date	May 9, 2013
Property Address	516 DORTON DR, LANCASTER, KY 40444-7246
Document Number	000270/452
Book / Page	270 / 452
Instrument	116377
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$186.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	516 DORTON DR, LANCASTER, KY 40444-7246

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2248 MOUNT HEBRON RD, LANCASTER, KY 40444-6201
Investor	Possibly a Property Investor

Mortgage

Document Number	000323/807
Date	May 9, 2013
Book Page	323/807
Instrument	116378

Lender

Name	THE FARMERS NATIONAL BANK OF DANVILLE, K
Address	DANVILLE, KY 40422

Agreement

Type	FmHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 8, 2043

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider

Tax Assessment & Valuation

Source: Garrard County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Garrard County
Unified School District	Garrard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$285,000 (-) Land $30,000 Building $255,000	$285,000 (-) Land $30,000 Building $255,000
2025	$2,933.00 (-0.48%)	$285,000 (-) Land $30,000 Building $255,000	$285,000 (-) Land $30,000 Building $255,000
2024	$2,947.00 (-2.84%)	$285,000 (-) Land $30,000 Building $255,000	$285,000 (-) Land $30,000 Building $255,000
2023	$3,033.00 (+0.13%)	$285,000 (+1.06%) Land $30,000 Building $255,000	$285,000 (+1.06%) Land $30,000 Building $255,000
2022	$3,029.00	$282,000 Land $30,000 Building $252,000	$282,000 Land $30,000 Building $252,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARRARD CO WATER ASSOC INC private · serves 14,806 people · EPA ID KY0400151
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Windstream DSL	100 / 20
kywimax Fixed Wireless · not low latency	25 / 5

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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