516 Dedmon Dr, Charlotte, NC 28216 Property Records

Mecklenburg County property record for 516 Dedmon Dr, Charlotte, NC 28216

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,187 sqft · built 1970
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,388 (2025)
Deeds & Mortgages	Dec 2022 Reverse Mortgage Dec 2022 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`039-301-06`

Property Details

APN / Parcel Number

Primary APN	`039-301-06`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,187 sqft Living Area
1st Floor Area	1,187 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1990
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,276 sqft (0.19 acres)
Porch	Slab
Porch Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	516 DEDMON DR
City	CHARLOTTE
State	NC
Zip	28216-3135
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	L141 M15-81
Legal Subdivision	GARDEN CITY
Legal Block	1
Legal Lot Number	141
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	2
Census Block	2008
Census Tract	4400

Owner

516 Dedmon Dr is owned by two individuals who acquired it in January 1971.

Source: Mecklenburg County records, as of March 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	216 DEDMON DR, CHARLOTTE, NC 28216
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2022	Deed of Trust, Mortgage · Reverse Mortgage PHH MORTGAGE SERVICES CORP
Dec 9, 2022	Deed of Trust, Mortgage · Reverse Mortgage PHH MORTGAGE SERVICES CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 11, 1971
Deed Sale	Jan 11, 1971
Deed Book / Page	3246 / 104
Record Updated	Jun 8, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	516 DEDMON DR, CHARLOTTE, NC 28216-3135
Transaction Type	Mortgage
Record Updated	May 25, 2023
Title Company	F/C TITLE SERVICES LLC, FNC TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	516 DEDMON DR, CHARLOTTE, NC 28216-3135

Mortgage

Document Number	0000162556
Date	Dec 9, 2022
Book Page	37819/737
Instrument	2022162556

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	RANCHO CORDOVA, CA 95670

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	845 Months
Due	May 19, 2093

Interest

Rate Type	Adjustable Rate
Rate	8.63%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2023
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	18.6%

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	516 DEDMON DR, CHARLOTTE, NC 28216-3135
Transaction Type	Mortgage
Record Updated	May 25, 2023
Title Company	F/C TITLE SERVICES LLC, FNC TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	516 DEDMON DR, CHARLOTTE, NC 28216-3135

Mortgage

Document Number	0000162555
Date	Dec 9, 2022
Book Page	37819/723
Instrument	2022162555

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	RANCHO CORDOVA, CA 95670

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	845 Months
Due	May 19, 2093

Interest

Rate Type	Adjustable Rate
Rate	8.63%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2023
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	18.6%

Tax Assessment & Valuation

The 2025 property tax bill for 516 Dedmon Dr was $1,388.

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,388.00	$204,200 Land $50,000 Building $154,200	$204,200 Land $50,000 Building $154,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 516 Dedmon Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (2011–2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Nov 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 516 Dedmon Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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