516 Dearing Rd, Huntly, VA 22640 Property Records

Rappahannock County property record for 516 Dearing Rd, Huntly, VA 22640

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,640 sqft · built 1830
Lot Size	9.17 acres (399,532 sqft)
Owner	Owner Name on Record
Tax Bill	$4,532 (2025)
Deeds & Mortgages	Sep 2019 Line of Credit Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13 1B`

Property Details

APN / Parcel Number

Primary APN	`13 1B`
Alternative APNs	`0 13 1B` `5571`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,640 sqft Total Area
1st Floor Area	2,305 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1830
Exterior Material	EIFS / Synthetic Stucco
Foundation Type	Raised
Roof Type	Gable
Roof Material	Metal
Lot Area	399,532 sqft (9.17 acres)
Terrain	Rolling

Exterior Amenities

Porch	Porch
Porch Area	182 sqft
Patio Area	168 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Propane
Sewer	Connected

Location & Zoning

Account Number	5571
Old Parcel Number	0 13 1B
Street Address	516 DEARING RD
City	HUNTLY
State	VA
Zip	22640-3024
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	9.172 ACS 2013 #358 2006 #919 1986 DB 160/654
Legal Lot Number	2
Jurisdiction	RAPPAHANNOCK VA
Township / Civil Division	WAKEFIELD
Census Block Group	1
Census Block	1054
Census Tract	950100

Owner

Source: Rappahannock County records, as of January 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	PO BOX 276, FLINT HILL, VA 22627-0276

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2019	Deed of Trust, Mortgage · Line of Credit ATLANTIC UNION BK
Aug 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC UNION BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 28, 2013
Transfer Doc	130000358
Record Updated	Jun 8, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAPPAHANNOCK VA
Property Address	516 DEARING RD, HUNTLY, VA 22640-3024
Document Number	190000862
Instrument Date	Sep 19, 2019
Transaction Type	Mortgage
Record Updated	Nov 5, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	516 DEARING RD HUNTLY VA 226403024, HUNTLY, VA 22640-3024

Mortgage

Document Number	190000862
Date	Oct 7, 2019
Instrument	862

Lender

Name	ATLANTIC UNION BK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAPPAHANNOCK VA
Property Address	516 DEARING RD, HUNTLY, VA 22640-3024
Document Number	190000745
Instrument Date	Aug 26, 2019
Transaction Type	Mortgage
Record Updated	Oct 15, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	516 DEARING RD HUNTLY VA 226403024, HUNTLY, VA 22640-3024

Mortgage

Document Number	190000745
Date	Sep 3, 2019
Instrument	745

Lender

Name	ATLANTIC UNION BK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 2, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Rappahannock County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Rappahannock County
Unified School District	Rappahannock County Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,532.00 (+9.65%)	$817,400 (+5.38%) Land $368,400 Building $449,000	$817,400 (+5.38%) Land $368,400 Building $449,000
2023	$4,133.00	$775,700 Land $368,400 Building $407,300	$775,700 Land $368,400 Building $407,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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