516 Crestover Dr, Temple Terrace (Tampa), FL 33617 Property Records

Hillsborough County property record for 516 Crestover Dr, Temple Terrace, FL 33617

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,832 sqft · built 1972
Lot Size	0.241 acres (10,485 sqft)
Owner	2 Individual Names on Record
Deeds & Mortgages	Dec 2023 Second Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`199915-0028`

Property Details

APN / Parcel Number

Primary APN	`199915-0028`
Alternative APN	`T14281954E000001000130`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,832 sqft Living Area
Gross Area	2,702 sqft
1st Floor Area	1,832 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1998
Architectural Style	Contemporary
Exterior Material	Concrete Block
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,485 sqft (0.241 acres)
Lot Dimensions	106 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	546 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened Porch
Porch Area	324 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1999150028
Street Address	516 CRESTOVER DR
City	TEMPLE TERRACE
State	FL
Zip	33617-3852
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	TEMPLE TERRACE HILLS LOT 13 BLOCK 1
Legal Range	19E
Legal Township	28S
Legal Section	14
Legal Subdivision	TEMPLE TERRACE HILLS
Legal Tract	54E
Legal Block	1
Legal Lot Number	13
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	TAMPA
Census Block Group	3
Census Block	3005
Census Tract	10701

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Temple Terrace Golf Course listed 2012 · 1 contributing resources · NRIS 12000888

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	516 CRESTOVER DR, TEMPLE TERRACE, FL 33617-3852
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Feb 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Dec 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage PHH MORTGAGE SERVICES CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2010
Deed Sale	Apr 21, 2010
Prior Sale	Jan 8, 1998 · Amount on Record
Deed Document Number	2010131845
Deed Book / Page	19827 / 1818
Prior Transfer Date	Apr 15, 2010
Prior Transfer Doc	0000131845
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	516 CRESTOVER DR, TEMPLE TERRACE, FL 33617-3852
Transaction Type	Mortgage
Record Updated	Jan 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	516 CRESTOVER DR, TEMPLE TERRACE, FL 33617-3852

Mortgage

Document Number	0000566430
Date	Dec 15, 2023
Instrument	2023566430

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Dec 1, 2033

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	516 CRESTOVER DR, TEMPLE TERRACE, FL 33617-3852
Transaction Type	Mortgage
Record Updated	Mar 9, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	516 CRESTOVER DR, TEMPLE TERRACE, FL 33617-3852

Mortgage

Document Number	2021087983
Date	Feb 22, 2021
Instrument	2021087983

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2036

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	516 CRESTOVER DR, TEMPLE TERRACE, FL 33617-3852
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0271460244
Date	Dec 2, 2019
Book Page	27146/0244
Instrument	2019512669

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2034

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Municipality	Temple Terrace City
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$168,216 (+2.7%)	$315,859 (-2.26%) Land $81,090 Building $234,769
2025	Disabled Person's exemption Veteran's exemption	$163,794 (+5.99%)	$323,178 (+5.46%) Land $81,090 Building $242,088
2023	Disabled Person's exemption Veteran's exemption	$154,542	$306,456 Land $70,278 Building $236,178

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (2014–2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE TERRACE UTILITY serves 31,250 people · EPA ID FL6291791
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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