Virginia Beach City property record for 516 Cold Spring Rd, Virginia Beach, VA 23454
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,283 sqft · built 1964 |
| Lot Size | 0.186 acres (8,135 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $290,000 (Sep 2020) |
| Tax Bill | $3,355 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Sep 2020 Sale & Mortgage |
| APN | 2407-17-1858 |
| Primary APN | 2407-17-1858 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,283 sqft Living Area |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Exterior Material | Wood Shingle |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,135 sqft |
| Garage Type | Attached |
| Garage Area | 327 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 50 sqft |
| Deck Area | 405 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 516 COLD SPRING RD |
|---|---|
| City | VIRGINIA BEACH |
| State | VA |
| Zip | 23454-4013 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R75 |
| Legal Description | POINT O WOODS SEC 2 LOT 24 BK I |
| Legal Section | 04 |
| Legal Subdivision | POINT O WOODS |
| Legal Block | I |
| Legal Lot Number | 24 |
| Jurisdiction | VIRGINIA BEACH CITY VA |
| Township / Civil Division | VIRGINIA BEACH |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 44807 |
Source: Virginia Beach City records, as of November 17, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 516 COLD SPRING RD, VIRGINIA BEACH, VA 23454-4013 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 25, 2021 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Sep 29, 2020 | Warranty Deed, Transfer · VA Mortgage PROSPERITY HM MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 29, 2020 · Amount on Record |
| Deed Sale | Sep 29, 2020 · Amount on Record |
| Prior Sale | May 18, 2007 · Amount on Record |
| Deed Document Number | 20200929000910600 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VIRGINIA BEACH CITY VA |
| Property Address | 516 COLD SPRING RD, VIRGINIA BEACH, VA 23454-4013 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000001854 |
|---|---|
| Date | Jun 25, 2021 |
| Instrument | 202103051854 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.25% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | VIRGINIA BEACH CITY VA |
| Recording Date | Sep 29, 2020 |
| Property Address | 516 COLD SPRING RD, VIRGINIA BEACH, VA 23454-4013 |
| Document Number | 0000910680 |
| Instrument Date | Sep 17, 2020 |
| Instrument | 910680 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $290.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 516 COLD SPRING RD VIRGINIA BEACH VA 234544013, VIRGINIA BEACH, VA 23454-4013 |
| Document Number | 910690 |
|---|---|
| Date | Sep 29, 2020 |
| Instrument | 910690 |
| Name | PROSPERITY HM MTG |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 28, 2050 |
| Rate Type | Fixed Rate |
|---|
Source: Virginia Beach City assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Virginia Beach City |
| Unified School District | Virginia Beach City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,355.00 (+12.81%) | $345,900 (+15.11%) Land $190,000 Building $155,900 | $345,900 (+15.11%) Land $190,000 Building $155,900 |
| 2023 | $2,974.00 | $300,500 Land $150,000 Building $150,500 | $300,500 Land $150,000 Building $150,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 3 (1978–2024) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jul 2024 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF VIRGINIA BEACH serves 437,994 people · EPA ID VA3810900 |
|---|---|
| Water Source | Purchased surface water from CITY OF NORFOLK |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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