Montgomery County property record for 516 Cedar St, Dayton, OH 45449
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,133 sqft · built 1957 |
| Lot Size | 0.187 acres (8,189 sqft) |
| Owner | Individual Name on File |
| Last Sale | $120,000 (Aug 2022) |
| Tax Bill | $3,078 (2024) |
| Deeds & Mortgages | Aug 2022 Sale & Line of Credit Jul 2022 Sale |
| Flood Zone | Zone X (reduced by levee) |
| APN | K48 00108 0045 |
| Primary APN | K48 00108 0045 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,133 sqft Living Area |
| 1st Floor Area | 1,107 sqft |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 8,189 sqft (0.187 acres) |
| Lot Dimensions | 117 ft deep x 70 ft wide |
| Garage Area | 350 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
|---|---|
| Porch Area | 24 sqft |
| Deck Area | 144 sqft |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 516 CEDAR ST |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45449-1346 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1364 MITCHELL 1 |
| Legal Subdivision | MITCHELL 1 |
| Legal Lot Number | 45 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | WEST CARROLLTON |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 50301 |
516 Cedar St is owned and occupied by an individual who bought it in August 2022.
Source: Montgomery County records, as of January 26, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 516 CEDAR ST, DAYTON, OH 45449-1346 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 16, 2022 | Warranty Deed, Transfer · Line of Credit WRIGHT-PATT CREDIT UNION INC |
| Jul 12, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 16, 2022 · Amount on File |
| Deed Sale | Aug 16, 2022 · Amount on File |
| Prior Sale | Jul 12, 2022 · Amount on File |
| Deed Document Number | 0000051738 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Aug 16, 2022 |
| Property Address | 516 CEDAR ST, DAYTON, OH 45449-1346 |
| Document Number | 0000051738 |
| Instrument Date | Aug 12, 2022 |
| Instrument | 2022-00051738 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2022 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY LAWYERS TTL AGCY LL |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 516 CEDAR ST, WEST CARROLLTON, OH 45449-1346 |
| Document Number | 0000051739 |
|---|---|
| Date | Aug 16, 2022 |
| Instrument | 2022-00051739 |
| Name | WRIGHT-PATT CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Jul 12, 2022 |
| Property Address | 516 CEDAR ST, DAYTON, OH 45449-1346 |
| Document Number | 0000043013 |
| Instrument Date | Jun 7, 2022 |
| Instrument | 2022-00043013 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 516 CEDAR ST, WEST CARROLLTON, OH 45449-1346 |
Source: Montgomery County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | West Carrollton City |
| Unified School District | West Carrollton City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $45,990 Land $8,690 Building $37,300 | ||
| 2024 | $3,078.00 (+1.85%) | ||
| 2023 | $3,022.00 (+8.43%) | $45,990 (+39.66%) Land $8,690 Building $37,300 | $131,390 Land $24,830 Building $106,560 |
| 2022 | $2,787.00 | $32,930 Land $6,210 Building $26,720 | |
| 2020 | $94,080 Land $17,740 Building $76,340 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 516 Cedar St in Zone X, where a levee reduces flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 21 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 4 (1979–2005) |
| Most Recent Claim | Jan 2005 · Severe Winter Storms, Flooding, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 516 Cedar St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST CARROLLTON CITY PWS serves 8,361 people · EPA ID OH5702812 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
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