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516 Captains Cutt Rd, Gainesville, TX 76240 Property Records

Cooke County property record for 516 Captains Cutt Rd, Gainesville, TX 76240

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,428 sqft · built 2008
Lot Size0.703 acres (30,623 sqft)
OwnerIndividual Name on File
Last Sale$299,130 (Sep 2024)
Tax Bill$3,649 (2026)
Deeds & MortgagesJun 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN2881-000-00026

Property Details

APN / Parcel Number

Primary APN2881-000-00026
Alternative APN
  • 69310

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Building Area1,428 sqft Living Area
Gross Area2,556 sqft
1st Floor Area1,428 sqft

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Exterior MaterialMetal
Construction TypeMetal Frame
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area30,623 sqft (0.703 acres)
Garage TypeCarport
Garage Area400 sqft
CarportCarport
Carport Area400 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area528 sqft
Storage Building200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2881-000-00026
Street Address516 CAPTAINS CUTT RD
CityGAINESVILLE
StateTX
Zip76240-1542
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWIMMER ADDN; LOT 26
Legal SubdivisionWIMMER ADDN
Legal Lot Number26
JurisdictionCOOKE TX
Township / Civil DivisionCALLISBURG
Census Block Group2
Census Block2007
Census Tract100

Owner

516 Captains Cutt Rd is owned and occupied by an individual who bought it in September 2024.

Source: Cooke County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address516 CAPTAINS CUTT RD, GAINESVILLE, TX 76240-1542
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 26, 2024 · Amount on File
Deed SaleSep 26, 2024 · Amount on File
Prior SaleNov 10, 2009
Deed Document Number20246850
Deed Book / Page2669 / 1
Prior Transfer DateOct 22, 2009
Prior Transfer Doc1664/610
Record UpdatedOct 29, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOKE TX
Property Address516 CAPTAINS CUTT RD, GAINESVILLE, TX 76240-1542
Transaction TypeMortgage
Record UpdatedNov 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002519/673
DateJun 22, 2022
Book Page2519/673
Instrument2022-5446
Lender
NameSIMMONS BANK
TypeBank
AddressGAINESVILLE, TX 76240
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term60 Months
DueJun 15, 2027

Tax Assessment & Valuation

The 2026 property tax bill for 516 Captains Cutt Rd was $3,649, up 1.5% from the year before.

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateTexas
CountyCooke County
MunicipalityOak Ridge Town
Unified School DistrictCallisburg Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,649.00 (+1.47%)$216,634 (+1.47%) Land $46,266 Building $170,368$216,634 (+1.47%) Land $46,266 Building $170,368
2025$3,596.00 (+7.76%)$213,497 Land $43,129 Building $170,368$213,497 Land $43,129 Building $170,368
2024$3,337.00
2023$204,752 Land $52,022 Building $152,730$204,752 Land $52,022 Building $152,730
2022$3,422.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 516 Captains Cutt Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims4 (1990–2011)
Claims Outside the SFHA4 of 4
Most Recent ClaimNov 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 516 Captains Cutt Rd is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 62% of Texas
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOAK RIDGE WATER SYSTEM
serves 468 people · EPA ID TX0490021
Water SourceGroundwater
Last State InspectionJul 2024
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Nortex Communications Company
Fiber		2,000 / 2,000
Optimum
Cable		940 / 35
Nextlink
Fixed Wireless		800 / 400
Rise Broadband
Fixed Wireless		300 / 60
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: ElektraFi, Element8, T-Mobile.

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