516 Bright Rd, Findlay, OH 45840 Property Records

Hancock County property record for 516 Bright Rd, Findlay, OH 45840 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,521 sqft · built 1977
Lot Size	0.389 acres (16,958 sqft)
Owner	Individual Name on File
Last Sale	$204,000 (May 2019)
Tax Bill	$3,494 (2025)
Deeds & Mortgages	Jan 2020 Second Mortgage Apr 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1011-162-09-021.000`

Property Details

APN / Parcel Number

Primary APN	`1011-162-09-021.000`
Alternative APN	`560000196520`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,521 sqft Living Area
1st Floor Area	1,665 sqft
Basement Area	300 sqft
Unfinished Basement	300 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	16,958 sqft (0.389 acres)
Lot Dimensions	160 ft deep x 106 ft wide
Garage Type	Attached
Garage Area	609 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	912 sqft
Deck Area	356 sqft
Patio Area	366 sqft
Balcony Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	516 BRIGHT RD
City	FINDLAY
State	OH
Zip	45840-6939
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNTRY CLUB ACRES 10TH LOT 422
Legal Subdivision	COUNTRY CLUB ACRES
Legal Lot Number	422
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	2
Census Block	2012
Census Tract	700

Owner

Source: Hancock County records · APN 1011-162-09-021.000

Assessment roll updated May 29, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	516 BRIGHT RD, FINDLAY, OH 45840-6939
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage THE STATE BANK & TRUST CO
Apr 25, 2019	Deed of Trust, Mortgage · ARM UNION SAVINGS BANK
May 14, 2019	Warranty Deed, Transfer · Conventional Mortgage THE STATE BANK & TRUST CO

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 14, 2019 · Amount on Record
Deed Sale	May 14, 2019 · Amount on Record
Prior Sale	Jul 13, 1998 · Amount on Record
Deed Document Number	20193692
Deed Book / Page	2557 / 982
Prior Transfer Date	Oct 22, 2009
Prior Transfer Doc	02367/2665
Record Updated	Sep 20, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	516 BRIGHT RD, FINDLAY, OH 45840-6939
Transaction Type	Mortgage
Record Updated	Jun 27, 2022
Title Company	FLAG CITY TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02565/0968
Date	Jan 29, 2020
Book Page	2565/0968
Instrument	202000000817

Lender

Name	THE STATE BANK & TRUST CO
Type	Bank
Address	BOWLING GREEN, OH 43402

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 24, 2040

Interest

Rate Type	Adjustable Rate

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	516 BRIGHT RD, FINDLAY, OH 45840-6939
Transaction Type	Mortgage
Record Updated	Jun 27, 2022
Title Company	NORTHWEST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02556/0435
Date	Apr 25, 2019
Book Page	2556/0435
Instrument	201900003045

Lender

Name	UNION SAVINGS BANK
Type	Credit Union
Address	CINCINNATI, OH 45249

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Adjustable	Adjustable Rate Rider
Type Change Date	May 01, 2020
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	10.2%
Index	1-Year CMT
Max Rate	10.2%

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	May 14, 2019
Property Address	516 BRIGHT RD, FINDLAY, OH 45840-6939
Document Number	02557/0982
Book / Page	2557 / 0982
Instrument Date	May 10, 2019
Instrument	201900003692
Transaction Type	Transfer
Record Updated	Jun 27, 2022
Title Company	FLAG CITY TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	516 BRIGHT RD, FINDLAY, OH 45840-6939

Mortgage

Document Number	201900003693
Date	May 14, 2019
Instrument	201900003693

Lender

Name	THE STATE BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2049

Tax Assessment & Valuation

Source: Hancock County records · Assessment roll updated May 29, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,494.00 (-1.24%) Homeowner's exemption	$113,860 (+14.41%) Land $13,960 Building $99,900	$325,310 (+14.4%) Land $39,880 Building $285,430
2024	$3,538.00 (-0.17%)	$99,520 (-) Land $12,240 Building $87,280
2023	$3,544.00 Homeowner's exemption	$99,520 Land $12,240 Building $87,280
2022			$284,360 Land $34,980 Building $249,380

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hancock County (39063C), updated June 2, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 267 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Metronet Holdings	Fiber	5,120 / 5,120
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
HDER Link	Fixed Wireless (unlicensed)	100 / 100
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: Benton Ridge Telephone Company, Defiance Holdings. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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