Woodford County property record for 516 Beech St, Versailles, KY 40383
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 900 sqft |
| Lot Size | 0.18 acres (7,831 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $225,000 (Sep 2026) |
| Tax Bill | $437 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Feb 2026 Sale & Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 30-2021-004-00 |
| Primary APN | 30-2021-004-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 900 sqft Living Area |
| Exterior Material | Composition/Composite |
|---|---|
| Lot Area | 7,831 sqft (0.18 acres) |
| Lot Dimensions | 130 ft deep x 60 ft wide |
| Driveway | Asphalt Driveway |
| Account Number | 7177 |
|---|---|
| Street Address | 516 BEECH ST |
| City | VERSAILLES |
| State | KY |
| Zip | 40383-1185 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1 STORY |
| Legal Subdivision | CLIFTON HEIGHTS |
| Legal Block | 1-A |
| Legal Lot Number | 5 |
| Jurisdiction | WOODFORD KY |
| Township / Civil Division | VERSAILLES |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 50103 |
Source: Woodford County records, as of September 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 516 BEECH ST, VERSAILLES, KY 40383-1185 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| Sep 2, 2026 | Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE |
| Feb 18, 2026 | Deed, Transfer · Construction Mortgage BANK OF LEXINGTON INC |
| Mar 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage REPUBLIC STATE MORTGAGE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 2, 2026 · Amount on Record |
| Deed Sale | Sep 2, 2026 · Amount on Record |
| Prior Sale | Feb 18, 2026 · Amount on Record |
| Deed Document Number | 2026303922 |
| Deed Book / Page | 360 / 425 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WOODFORD KY |
| Recording Date | Sep 2, 2026 |
| Property Address | 516 BEECH ST, VERSAILLES, KY 40383-1185 |
| Document Number | 0000303922 |
| Book / Page | 360 / 425 |
| Instrument Date | Aug 21, 2026 |
| Instrument | 2026303922 |
| Transaction Type | Transfer |
| Record Updated | Sep 11, 2026 |
| Title Company | LAND TITLE, LAND GROUP TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $22,725.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 516 BEECH ST, VERSAILLES, KY 40383-1185 |
| Document Number | 0000303923, |
|---|---|
| Date | Sep 2, 2026 |
| Instrument | 2026303923 |
| Name | RUOFF MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Number | 0000303924, |
|---|---|
| Date | Sep 2, 2026 |
| Book Page | 1034/414 |
| Instrument | 2026303924 |
| Name | KENTUCKY HOUSING CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 1, 2041 |
| Max Rate | -1% |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | WOODFORD KY |
| Recording Date | Feb 18, 2026 |
| Property Address | 516 BEECH ST, VERSAILLES, KY 40383-1185 |
| Document Number | 00D357/197 |
| Book / Page | D357 / 197 |
| Instrument Date | Feb 13, 2026 |
| Instrument | 290066 |
| Transaction Type | Transfer |
| Record Updated | Mar 5, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $88.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3101 CLAYS MILL RD # RD201, RD201, LEXINGTON, KY 40503-2772 |
| Name | Verified Name |
|---|---|
| Address | 141 PROSPEROUS PL STE 23B, 23B, LEXINGTON, KY 40509-1854 |
| Document Number | 0M1023/608 |
|---|---|
| Date | Feb 18, 2026 |
| Book Page | M1023/608 |
| Instrument | 290070 |
| Name | BANK OF LEXINGTON INC |
|---|---|
| Type | Bank |
| Address | 2352 SIR BARTON WAY, LEXINGTON, KY 40509 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Feb 13, 2036 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WOODFORD KY |
| Property Address | 516 BEECH ST, VERSAILLES, KY 40383-1185 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2021 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | M901/27 |
|---|---|
| Date | Mar 4, 2021 |
| Book Page | M901/27 |
| Instrument | 96309 |
| Name | REPUBLIC STATE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77006 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2051 |
Source: Woodford County assessment roll, as of December 12, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Woodford County |
| Municipality | Versailles City |
| Unified School District | Woodford County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $437.00 (-12.77%) | $91,000 (-) | $91,000 (-) |
| 2023 | $501.00 Homeowner's exemption | $91,000 | $91,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 9 (1997–2015) |
| Most Recent Claim | Jul 2015 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VERSAILLES WATER SYSTEM serves 17,822 people · EPA ID KY1200439 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 6 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 Organic carbon removal Jan 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Metronet, T-Mobile, Verizon.
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