Harford County property record for 516 Beards Hill Rd, Aberdeen, MD 21001
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,502 sqft · built 1975 |
| Lot Size | 0.347 acres (15,100 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $469,000 (Apr 2026) |
| Tax Bill | $3,098 (2026) |
| Deeds & Mortgages | Mar 2024 Line of Credit Apr 2026 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-005964 |
| Primary APN | 02-005964 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Building Area | 1,502 sqft Total Area |
| Basement Area | 700 sqft |
| Finished Basement | 700 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 15,100 sqft (0.347 acres) |
| Lot Dimensions | 151 ft deep x 100 ft wide |
| Garage Type | Basement |
| Garage Area | 594 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 260 sqft |
| Deck Area | 468 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 005964 |
|---|---|
| Street Address | 516 BEARDS HILL RD |
| City | ABERDEEN |
| State | MD |
| Zip | 21001-1830 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 40 100/100X151 516 BEARDS HILL ROAD WINDEMERE S2 PT 29/78 |
| Legal Subdivision | WINDEMERE 39 63 |
| Legal Lot Number | 40,516 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 2, HALLS CROSS ROADS |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 302801 |
516 Beards Hill Rd is owned and occupied by two individuals who bought it in April 2026.
Source: Harford County records, as of October 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 516 BEARDS HILL RD, ABERDEEN, MD 21001-1830 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 26, 2024 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Apr 22, 2026 | Deed, Transfer · Conventional Mortgage GUARANTEED TRUST TITLE LLC, GUARANTEED TRUST TITLE |
| Oct 20, 2025 | Deed, Transfer ADMIRAL TITLE LLC |
| Nov 7, 2019 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Oct 30, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 22, 2026 · Amount on File |
| Deed Sale | Apr 22, 2026 · Amount on File |
| Prior Sale | Oct 20, 2025 · Amount on File |
| Deed Book / Page | 17094 / 177 |
| Transfer Doc | 0050370454 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 516 BEARDS HILL RD, ABERDEEN, MD 21001-1830 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2026 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 516 BEARDS HILL RD, ABERDEEN, MD 21001-1830 |
| Document Number | 0162120076 |
|---|---|
| Date | Mar 26, 2024 |
| Book Page | 16212/76 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 8, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Apr 22, 2026 |
| Property Address | 516 BEARDS HILL RD, ABERDEEN, MD 21001-1830 |
| Document Number | 1709000177 |
| Book / Page | 17094 / 177 |
| Instrument Date | Mar 26, 2026 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2026 |
| Title Company | GUARANTEED TRUST TITLE LLC, GUARANTEED TRUST TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $473,690.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 516 BEARDS HILL RD, ABERDEEN, MD 21001-1830 |
| Document Number | 1709000184, |
|---|---|
| Date | Apr 22, 2026 |
| Book Page | 17094/184 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Oct 20, 2025 |
| Property Address | 516 BEARDS HILL RD, ABERDEEN, MD 21001-1830 |
| Document Number | 0168540331 |
| Book / Page | 16854 / 331 |
| Map Reference | MB DHC 29 FO 78 |
| Instrument Date | Sep 30, 2025 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2025 |
| Title Company | ADMIRAL TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $1,450.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8221 RITCHIE HWY STE 204, 204, PASADENA, MD 21122-3939 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 516 BEARDS HILL RD, ABERDEEN, MD 21001-1830 |
| Document Number | 0137140127 |
| Instrument Date | Nov 7, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2020 |
| Title Company | WFG LENDER SERVICES, WFG LENDER SVCS |
| Name | Verified Name |
|---|---|
| Address | 516 BEARDS HILL RD ABERDEEN MD 210011830, ABERDEEN, MD 21001-1830 |
| Document Number | 0137140127 |
|---|---|
| Date | Feb 27, 2020 |
| Book Page | 013714/000127 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 26, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 516 BEARDS HILL RD, ABERDEEN, MD 21001-1830 |
| Document Number | 0126010028 |
| Instrument Date | Oct 30, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2018 |
| Name | Verified Name |
|---|---|
| Address | 516 BEARDS HILL RD ABERDEEN MD 210011830, ABERDEEN, MD 21001-1830 |
| Document Number | 0126010028 |
|---|---|
| Date | Nov 16, 2017 |
| Book Page | 012601/000028 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 15, 2047 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 516 Beards Hill Rd was $3,098, up 38.7% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| Municipality | Aberdeen City |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,098.00 (+38.68%) | $325,000 (+6.62%) Land $78,000 Building $247,000 | $325,000 (-) Land $78,000 Building $247,000 |
| 2025 | $2,234.00 | $304,833 | $325,000 Land $78,000 Building $247,000 |
| 2023 | $264,500 Land $78,000 Building $186,500 | $264,500 Land $78,000 Building $186,500 | |
| 2022 | $2,465.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 516 Beards Hill Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 516 Beards Hill Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ABERDEEN serves 18,006 people · EPA ID MD0120001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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