516 7th Ave W, Palmetto, FL 34221 Property Records

Manatee County property record for 516 7th Ave W, Palmetto, FL 34221

Property Summary

Property Type	Multi-Family Dwellings
Details	4 bd · 4 ba · 3,072 sqft · built 1906
Lot Size	0.17 acres (7,392 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (Nov 2025)
Tax Bill	$7,253 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Nov 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`27779-0000-8`

Property Details

APN / Parcel Number

Primary APN	`27779-0000-8`
Alternative APN	`3417142777900008`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	20 Plumbing Fixtures
Total Rooms	6 Rooms
Units	4 Units
Stories	2 Stories
Building Area	3,072 sqft Living Area
Gross Area	3,356 sqft
1st Floor Area	1,408 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1906
Effective Year Built	Effective 1990
Architectural Style	Multi-Family
Exterior Material	Asbestos
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,392 sqft (0.17 acres)
Lot Dimensions	132 ft deep x 56 ft wide
View / Lot	Standard
Porch	Open Porch
Porch Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	HVAC
Heating Fuel	Electric

Location & Zoning

Street Address	516 7TH AVE W, 1
City	PALMETTO
State	FL
Zip	34221-5155
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	PL_RM-6
Legal Description	N1/2 OF LOT 2 BLK 3 WILLIS ADD PI#27779.0000/8
Legal Range	17E
Legal Township	34S
Legal Section	14
Legal Subdivision	WILLIS ADDITION TO PALMETTO CONTINUED
Legal Tract	02776300
Legal Block	3
Legal Lot Number	2
Jurisdiction	MANATEE FL
Township / Civil Division	PALMETTO
Census Block Group	3
Census Block	3047
Census Tract	1300

Owner

Source: Manatee County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	281 FINCHERVILLE RD, JACKSON, GA 30233-3936
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2026	Deed of Trust, Mortgage · FHA Mortgage PANORAMA MORTGAGE GROUP LLC
Nov 21, 2025	Warranty Deed, Transfer · FHA Mortgage PANORAMA MORTGAGE GROUP LLC
Sep 23, 2022	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 18, 2022	Warranty Deed, Transfer LAND SETTLEMENT SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2025 · Amount on Record
Deed Sale	Nov 21, 2025 · Amount on Record
Prior Sale	Sep 23, 2022 · Amount on Record
Deed Document Number	2025141383
Prior Transfer Date	Nov 12, 2009
Prior Transfer Doc	0023187520
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	516 7TH AVE W, PALMETTO, FL 34221-5155
Transaction Type	Mortgage
Record Updated	Jan 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1117 HAGLE PARK RD, BRADENTON, FL 34212-9467

Mortgage

Document Number	0041001281
Date	Jan 6, 2026
Instrument	202641001281

Lender

Name	PANORAMA MORTGAGE GROUP LLC
Type	Mortgage Company
Address	LAS VEGAS, NV 89113

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2055

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Nov 21, 2025
Property Address	516 7TH AVE W, PALMETTO, FL 34221-5155
Document Number	0041141383
Map Reference	MB 1 PG 133
Instrument Date	Nov 20, 2025
Instrument	202541141383
Transaction Type	Transfer
Record Updated	Dec 19, 2025
Title Company	AMZ TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11333 BRIGHTON KNOLL LOOP, RIVERVIEW, FL 33579-2114

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	281 FINCHERVILLE RD, JACKSON, GA 30233-3936

Mortgage

Document Number	0041141384
Date	Nov 21, 2025
Instrument	202541141384

Lender

Name	PANORAMA MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Sep 23, 2022
Property Address	516 7TH AVE W, PALMETTO, FL 34221-5155
Document Number	0041119398
Map Reference	MB 1 PG 133
Instrument Date	Sep 16, 2022
Instrument	202241119398
Transaction Type	Transfer
Record Updated	Nov 27, 2025
Title Company	LANDSTAR TITLE OF FL LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,220.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2520 TAMIAMI TRL N # N18, N18, NOKOMIS, FL 34275-3434

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36 MARION ST, METHUEN, MA 01844-2623

Mortgage

Document Number	0041119399
Date	Sep 23, 2022
Instrument	202241119399

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Mar 18, 2022
Property Address	516 7TH AVE W, PALMETTO, FL 34221-5155
Document Number	0041038158
Map Reference	MB 1 PG 133
Instrument Date	Mar 15, 2022
Instrument	202241038158
Transaction Type	Transfer
Record Updated	Nov 27, 2025
Title Company	LAND SETTLEMENT SERVICES

Transaction

Amount	Amount Recorded
Tax	$2,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2706 15TH AVE W, BRADENTON, FL 34205-3904

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2520 TIMMION #18 # 18, 18, NOKOMIS, FL 34275

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Municipality	Palmetto City
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$283,310 (-12.35%) Land $35,700 Building $247,610	$283,310 (-12.35%) Land $35,700 Building $247,610
2025	$7,253.00 (-0.44%)	$323,246 (-3.93%) Land $35,700 Building $287,546	$323,246 (-3.93%) Land $35,700 Building $287,546
2024	$7,285.00 (-0.61%)
2023	$7,330.00 (+74.27%)	$336,486 (+72.19%) Land $35,700 Building $300,786	$336,486 (+72.19%) Land $35,700 Building $300,786
2022	$4,206.00	$195,418 Land $35,000 Building $160,418	$195,418 Land $35,000 Building $160,418

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 42 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	42 in force
Nearby Flood Claims	46 (1985–2024)
Claims Outside the SFHA	2 of 46
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Helene, Sep 2024 · 14 claims Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 4 claims Severe Storms & Flooding, Jun 1992 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALMETTO WATER DEPT. serves 13,446 people · EPA ID FL6410322
Water Source	Purchased surface water from MANATEE COUNTY UTILITIES DEPT
Last State Inspection	Jun 2023
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	E. coli not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, Frontier, T-Mobile.

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