516 5th St SE, Winter Haven, FL 33880 Property Records

Polk County property record for 516 5th St SE, Winter Haven, FL 33880

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 846 sqft · built 1952
Lot Size0.138 acres (5,998 sqft)
OwnerCompany Name on File
Last Sale$40,000 (Jan 2011)
Tax Bill$1,980 (2025)
Deeds & MortgagesNov 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN26-28-28-610000-000108

Property Details

APN / Parcel Number

Primary APN26-28-28-610000-000108
Alternative APNs
  • 282826610000000108
  • 82826000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area846 sqft Living Area
1st Floor Area846 sqft
FlooringConcrete/Cement
Interior WallsPlaster

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Exterior MaterialShingles
Construction TypeWood
Foundation TypeConcrete
Roof TypeGable
Roof MaterialOther
Lot Area5,998 sqft (0.138 acres)
Lot Dimensions80 ft deep x 75 ft wide
View / LotCommercial/Industrial
Garage TypeCarport
Garage Area152 sqft
CarportCarport
Carport Area152 sqft
PorchEnclosed/Unfinished Porch
Porch Area251 sqft
Utility Building44 sqft

Location & Zoning

Street Address516 5TH ST SE
CityWINTER HAVEN
StateFL
Zip33880-3713
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionREPLAT OF A G WILLARDS REPLAT PB 25 PG 7 LOT 1 N 75 FT OF S 125 FT OF W 80 FT ALSO KNOWN AS LOT 2 S 25 FT & LOT 3 LESS E 60 FT THEREOF OF A G WILLARDS REPLAT
Legal Range26E
Legal Township28S
Legal Section28
Legal SubdivisionWILLARD REPLAT OF A G WILLARDS SUBDIVISI
Legal Tract610000
Legal Block2
Legal Lot Number1
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group2
Census Block2015
Census Tract13901

Owner

516 5th St SE is owned by a company that bought it in January 2011.

Source: Polk County records, as of September 28, 2026

Owner of RecordCompany Name on File
Mailing Address2045 W LAKE HAMILTON DR, WINTER HAVEN, FL 33881-9217
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 26, 2011 · Amount on File
Deed SaleJan 26, 2011 · Amount on File
Deed Document Number201115739
Deed Book / Page8310 / 194
Record UpdatedOct 29, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address516 5TH ST SE, WINTER HAVEN, FL 33880-3713
Transaction TypeMortgage
Record UpdatedNov 23, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address2045 W LAKE HAMILTON DR, WINTER HAVEN, FL 33881-9217

Mortgage

Document Number0000294406
DateNov 8, 2022
Book Page12480/401
Instrument2022294406
Lender
NameSOUTH STATE BANK NA
TypeBank
AddressWINTER HAVEN, FL 33880
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 516 5th St SE was $1,980.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$104,358 (+1%)$126,814 (-0.97%) Land $20,993 Building $105,821
2025$1,980.00$94,871$128,060 Land $20,993 Building $107,067
2023$1,783.00 (+12.63%)$129,007 (+20.48%) Land $17,994 Building $111,013$129,007 (+20.48%) Land $17,994 Building $111,013
2022$1,583.00$107,081 Land $14,995 Building $92,086$107,081 Land $14,995 Building $92,086

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 516 5th St SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 516 5th St SE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER HAVEN WATER DEPARTMENT
serves 87,537 people · EPA ID FL6531992
Water SourceGroundwater
Last State InspectionDec 2021
Lead7 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: Alternative Choice Wireless, Frontier.

Nearby Properties on 5th St SE

Nearby Streets

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