516 2nd Ave N, Surfside Beach (Myrtle Beach), SC 29575 Property Records

Horry County property record for 516 2nd Ave N, Surfside Beach, SC 29575

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,100 sqft · built 1971
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on Record
Last Sale	$380,000 (Dec 2021)
Tax Bill	$1,919 (2025)
Deeds & Mortgages	May 2026 Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`461-02-04-0026`

Property Details

APN / Parcel Number

Primary APN	`461-02-04-0026`
Alternative APN	`1911640008`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,100 sqft Living Area

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Attached
Garage Area	240 sqft
Porch	Slab
Deck Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	516 2ND AVE N
City	SURFSIDE BEACH
State	SC
Zip	29575-3843
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKEWOOD TERR; LT 2 BL 17
Legal Subdivision	LAKEWOOD TERR
Legal Lot Number	2
Jurisdiction	HORRY SC
Township / Civil Division	MYRTLE BEACH
Census Block Group	2
Census Block	2028
Census Tract	51201

Owner

Source: Horry County records, as of July 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	516 2ND AVE N, SURFSIDE BEACH, SC 29575-3843
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
May 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK
Feb 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage J&C TERWILLIGER PROPERTIES
Dec 20, 2021	Warranty Deed, Transfer · VA Mortgage FINANCE OF AMERICA MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 20, 2021 · Amount on Record
Deed Sale	Dec 20, 2021 · Amount on Record
Prior Sale	Nov 1, 2004 · Amount on Record
Deed Book / Page	4497 / 3134
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HORRY SC
Recording Date	May 27, 2026
Property Address	516 2ND AVE N, SURFSIDE BEACH, SC 29575-3843
Document Number	7043002732
Book / Page	7043 / 2732
Instrument Date	May 20, 2026
Transaction Type	Mortgage
Record Updated	Jul 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	516 2ND AVE N, SURFSIDE BEACH, SC 29575-3843

Mortgage

Document Number	7043002732,
Date	May 27, 2026
Book Page	7043/2732

Lender

Name	PNC BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	480 Months
Due	May 1, 2066

Interest

Rate	6.23%
Max Rate	-1%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HORRY SC
Property Address	516 2ND AVE N, SURFSIDE BEACH, SC 29575-3843
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	516 2ND AVE N, SURFSIDE BEACH, SC 29575-3843

Mortgage

Document Number	63400000002368
Date	Feb 17, 2021
Book Page	0000006340/0000002368

Lender

Name	J&C TERWILLIGER PROPERTIES

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HORRY SC
Recording Date	Dec 20, 2021
Property Address	516 2ND AVE N, SURFSIDE BEACH, SC 29575-3843
Document Number	0044973134
Book / Page	4497 / 3134
Instrument Date	Dec 13, 2021
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	516 2ND AVE N, SURFSIDE BEACH, SC 29575-3843

Mortgage

Document Number	0064952718
Date	Dec 20, 2021
Instrument	6495/2718

Lender

Name	FINANCE OF AMERICA MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Horry County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Horry County
Municipality	Surfside Beach Town
Unified School District	Horry County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,919.00		$451,096 (-) Land $253,250 Building $197,846
2024	$1,919.00 (+10.22%)	$18,044 (+69%) Land $10,130 Building $7,914	$451,096 (+153.5%) Land $253,250 Building $197,846
2023	$1,741.00 (-29.71%)	$10,677 (-) Land $7,761 Building $2,916	$177,950 (-) Land $129,350 Building $48,600
2021	$2,477.00	$10,677 Land $7,761 Building $2,916	$177,950 Land $129,350 Building $48,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 168 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	406 units insured incl. 238 condo units
Nearby Flood Claims	224 (1979–2022)
Claims Outside the SFHA	20 of 224
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 23 claims Hurricane Matthew, Oct 2016 · 26 claims Hurricane Hugo, Sep 1989 · 105 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.7% of South Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAND STRAND W&SA/BULL CREEK serves 252,840 people · EPA ID SC2620004
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
HTC Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Frontier.

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