St. Louis County property record for 5159 Vermilion Trl, Gilbert, MN 55741
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 3 bd · 1.75 ba · 1,444 sqft · built 1943 |
| Lot Size | 0.828 acres (36,090 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $539,900 (Oct 2026) |
| Tax Bill | $3,112 (2026) |
| Deeds & Mortgages | Oct 2026 Sale & Mortgage Apr 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 260-0060-00460 |
| Primary APN | 260-0060-00460 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,444 sqft Gross Area |
| 1st Floor Area | 1,444 sqft |
| Basement Area | 744 sqft |
| Finished Basement | 744 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1943 |
|---|---|
| Effective Year Built | Effective 1943 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 36,090 sqft (0.828 acres) |
| Garage Area | 480 sqft |
| Porch | Patio |
|---|---|
| Porch Area | 144 sqft |
| Deck Area | 200 sqft |
| Lean-To | 40 sqft |
| Storage Building | 150 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Oil |
| Account Number | 1196234 |
|---|---|
| Street Address | 5159 VERMILION TRL |
| City | GILBERT |
| State | MN |
| Zip | 55741-8378 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Local Zoning Code | SMU |
| Legal Description | LOT: 0046 BLOCK:000 SERIAL # |
| Legal Subdivision | VERMILION TRAIL PARK |
| Legal Lot Number | 46 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | BIWABIK |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 13600 |
Source: St. Louis County records, as of October 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5159 VERMILION TRL, GILBERT, MN 55741-8378 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 1, 2026 | Warranty Deed, Transfer · Conventional Mortgage US BANK |
| Apr 10, 2024 | Warranty Deed, Transfer · Conventional Mortgage PARK STATE BANK & TRUST |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 1, 2026 · Amount on Record |
| Deed Sale | Oct 1, 2026 · Amount on Record |
| Prior Sale | Apr 10, 2024 · Amount on Record |
| Deed Document Number | 20261541560 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Oct 1, 2026 |
| Property Address | 5159 VERMILION TRL, GILBERT, MN 55741-8378 |
| Document Number | 0001541560 |
| Instrument Date | Aug 13, 2026 |
| Instrument | 20261541560 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2026 |
| Title Company | AMERICAN TITLE COMPANY, ALL AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $179,948.67 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 5159 VERMILION TRL, GILBERT, MN 55741-8378 |
| Document Number | 0001541561, |
|---|---|
| Date | Oct 1, 2026 |
| Instrument | 20261541561 |
| Name | US BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Apr 10, 2024 |
| Property Address | 5159 VERMILION TRL, GILBERT, MN 55741-8378 |
| Document Number | 0001485802 |
| Instrument Date | Mar 7, 2024 |
| Instrument | 1485802 |
| Transaction Type | Transfer |
| Record Updated | May 6, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,707.54 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4465 167TH AVE NW, ANDOVER, MN 55304-3386 |
| Document Number | 0001485803 |
|---|---|
| Date | Apr 10, 2024 |
| Instrument | 1485803 |
| Name | PARK STATE BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.87% |
| Type Change Date | Apr 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 5.87% |
| Max Rate At Change | 9.87% |
| Index | 1-Year T-Bill |
| Max Rate | 13.8% |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Biwabik Township |
| Unified School District | Mesabi East School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,112.00 (+7.31%) | ||
| 2025 | $2,900.00 (+11.71%) | $277,600 (+12.07%) Land $134,800 Building $142,800 | $277,600 (+12.07%) Land $134,800 Building $142,800 |
| 2024 | $2,596.00 | $247,700 (+6.49%) Land $127,200 Building $120,500 | $247,700 (+6.49%) Land $127,200 Building $120,500 |
| 2022 | $232,600 Land $121,400 Building $111,200 | $232,600 Land $121,400 Building $111,200 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Fiber | 2,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures